Panama City Beach Homes with Lake Front Waterfront Features

Panama City Beach Homes with Lake Front Waterfront Features

Welcome to Panama City Beach, Florida, where the sun kisses the sparkling waters of the Gulf of Mexico and the idyllic lifestyle awaits you. Nestled in Bay County, this vibrant coastal city is renowned for its stunning beaches, warm climate, and an abundance of recreational activities that cater to both adventure seekers and those looking for a peaceful retreat.

Panama City Beach is not just a destination; it’s a lifestyle. With miles of sugar-white sand and emerald-green waters, residents enjoy year-round access to outdoor activities such as fishing, boating, and kayaking. The area is also home to numerous parks, nature trails, and vibrant local markets that celebrate the rich culture and community spirit of the region.

One of the most sought-after features in this paradise is the availability of homes with lakefront waterfront properties. Imagine waking up each morning to the serene views of glistening lakes, where you can spend your days fishing or simply enjoying the tranquility of nature. These stunning homes offer a unique blend of luxury and comfort, with expansive outdoor spaces for entertaining and private docks for your watercraft.

Whether you’re looking for a vacation getaway or a permanent residence, Panama City Beach offers a diverse range of real estate options that cater to every lifestyle. Embrace the laid-back coastal charm and discover your dream home with breathtaking lakefront views in this enchanting city. Your slice of paradise awaits!

Newest Panama City Beach Homes with Lake Front Waterfront Features

$989,000
5 Beds ⋅ 4 Baths ⋅ 1011432 MLS
Tucked in the sought after west end Lakes at Summer Breeze, this custom home with an attached carriage house is a rare find. Enjoy lake and Gulf views, sunset balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. A first floor suite with private entrance is ideal for guests. Upstairs, the oversized primary suite features a sitting area, spa bath, and screened balcony overlooking the lake. Two more bedrooms, wet bar, balcony, and full bath complete level two. The carriage house adds a 2 car garage plus a 441 SF studio. Paver patios, outdoor shower, wildlife views, and solar complete this home.

125 Smugglers Cove Ct, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$548,000
3 Beds ⋅ 2 Baths ⋅ 795068 MLS
**OPEN HOUSE Sunday, Sept 13th from 2-4pm** Beautifully upgraded 3-bedroom, 2-bathroom home sitting right on the pond in the desirable community of The Glades. The kitchen has undergone a complete top-to-bottom renovation, featuring custom cabinetry, granite countertops, and a massive 5' x 11' center island with extra storage all around. The interior is finished with LVP flooring, plantation shutters, and crown molding throughout. In the living room you'll find a beautiful electric fireplace with a granite surround and custom mantel. A screened lanai encloses the private pool, hot tub, and large covered patio surrounded by mature palm trees--all overlooking the peaceful neighborhood pond. The roof was replaced in 2019, HVAC in 2021, water heater in 2017, and all exterior doors have been recently replaced. Complete with a 2-car garage, this home sits within easy walking distance to both the Beach and Duplin Winery. You will be just minutes from local dining and shopping with quick access to three major roads out of the subdivision for an easy commute. Come see this fantastic property for yourself--schedule your tour today!

119 Hombre Circle, Panama City Beach

Listing courtesy of Coastal Sun Realty LLC.

$1,374,900
4 Beds ⋅ 3 Baths ⋅ 795020 MLS
Welcome to Panama Joe's--where the Florida Coastal Lifestyle meets exceptional vacation rental potential! This 4-bedroom, 3-bathroom vacation rental home is ideally positioned on the highly desirable West End of Panama City Beach, directly across the street from the Gulf. With Gulf views, a coastal dune lake in the backyard, and a proven history as a high-performing vacation rental, Panama Joe's offers an exceptional combination of lifestyle and investment opportunity. Just steps from the beach, guests can easily spend their days enjoying the sugar-white sand and emerald waters of the Gulf of Mexico, then return home to relax and take in the coastal surroundings. The Gulf views add an extra layer of appeal, while the coastal dune lake directly behind the property creates a truly unique backyard setting that is hard to replicate. Inside, the spacious 4-bedroom, 3-bath layout provides comfortable accommodations for families and groups, making this an ideal vacation home for generating rental income while still offering a place for the owners to enjoy themselves. The West End is known for its more relaxed coastal atmosphere while still putting you within easy reach of Panama City Beach's restaurants, entertainment, shopping, and attractions. Panama Joe's isn't simply an investment property--it's an opportunity to own a piece of the Florida Coastal Lifestyle while benefiting from an established vacation rental business. Gulf views in the front. A coastal dune lake in the backyard. The beach across the street. And income potential in between. That's Panama Joe's.

21504 Front Beach Road Unit 11, Panama City Beach

Listing courtesy of CENTURY 21 AllPoints Realty.

$394,000
3 Beds ⋅ 3 Baths ⋅ 1005734 MLS
BIG LAYOUT. BIG VIEWS. BIG OPPORTUNITY. Best-priced Gulf-view 3-bedroom + bunk condo with 3 full bathrooms in Laketown Wharf. Do not miss this opportunity. Enjoy Gulf views from the 16th floor in this spacious 3-bedroom, 3-bathroom condo with a separate bunk area. Offered fully furnished, the unit features LVP flooring throughout, king-sized beds in all three bedrooms, stainless steel appliances, flat-screen TVs, and a washer and dryer. The oversized balcony captures beautiful views of Panama City Beach's eastern coastline, creating an inviting outdoor space for coffee, coastal views, or unwinding after time at the beach. This condo is turn key and move-in ready. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show, gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,358 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. Nearby attractions continue to add momentum to this part of Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and newly opened Tootsie's Orchid Lounge. All information is deemed reliable but should be verified by the buyer if important.

9860 S Thomas Dr Unit 1612, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$349,000
2 Beds ⋅ 3 Baths ⋅ 794739 MLS
Welcome to Panama City Beach living at its finest! Fully furnished Nestled in the highly sought-after, VA-approved community, this stunning 2-bedroom, 2.5-bath townhome offers the ultimate blend of comfort, style, and investment potential. this meticulously updated unit showcases peaceful water views of the wide canal and a bright, open-concept feel throughout. One of the unit's absolute best features is its prime location right next to a private owner's entrance, offering exceptionally quick and convenient access in and out of the community. Step outside and enjoy an unmatched resort lifestyle. The community boasts incredible amenities, including 11 pools (several heated), tennis and pickleball courts, two fitness centers, an 18-hole mini-golf course, playgrounds, shuffleboard, and an exclusive private beachfront clubhouse with a snack bar. Conveniently located just a short walk to the sugar-white beaches, local dining, shopping, and everyday conveniences like Walmart and the post office. Whether you are looking for a full-time residence, a lucrative short-term rental investment, or a dream vacation getaway, this exceptional canal-front townhome delivers. Don't miss out--schedule your showing today!

247 Saint Katherine Boulevard, Panama City Beach

Listing courtesy of Think Real Estate.

$410,000
2 Beds ⋅ 2 Baths ⋅ 794713 MLS
Beautifully updated 2-bedroom, 2-bath condo with a bunk room and Gulf views at Laketown Wharf! This spacious residence sleeps 8+ and features an open floor plan, expansive balcony, granite countertops, breakfast bar and a private primary suite with double vanity, garden tub and separate shower. Standout upgrades, Gulf views and a prime location at Laketown Wharf! Unit 1123 is a beautifully reimagined with wall-to-wall luxury vinyl plank flooring and a polished mid-century-meets-coastal-chic design.The fully updated kitchen elevates this residence with premium granite countertops, modern cabinetry, upgraded lighting and premium stainless-steel appliances. The redesigned primary bathroom feels like a private retreat, featuring a spacious walk-in shower with premium wall tile, an updated dual vanity, upgraded lighting, gold accents and a classic soaking tub. Step onto the expansive balcony for a Gulf view overlooking Pineapple Willy's and stretching east along the coastline. The spacious open floor plan comfortably accommodates eight or more guests, making the unit equally appealing as a beach getaway or vacation-rental investment. Located across from the beach, Laketown Wharf offers five pools, convenient beach access, a Gulf-view fitness center, kids' playground, covered parking, on-site dining and a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show. Shopping, dining and entertainment are just minutes away.

9860 S Thomas Drive Unit 1123, Panama City Beach

Listing courtesy of Real Broker LLC.

$1,200,000
1010786 MLS
Rare opportunity to own a Lake Powell waterfront lot in the private, gated, gulf-front community of Carillon Beach. This exceptional property offers the unique opportunity to build a main residence and carriage or guest house, along with a private dock on Lake Powell--one of Florida's pristine coastal dune lakes and treasured natural waterways. Enjoy the best of both worlds: serene lakefront living with direct access to Lake Powell, combined with the amenities, privacy, and Gulf Coast lifestyle. A truly special property in an extraordinary setting. Carillon Beach offers over 3,900 linear feet of sugar white sand beaches, 3 pools, tennis, pickleball, and basketball courts, along with a vibrant and active downtown featuring eateries, fitness center, pilates studio, salon and spa services.

168 Parkshore Dr, Panama City Beach

Listing courtesy of Carillon Realty Inc.

$725,000
2 Beds ⋅ 2 Baths ⋅ 794572 MLS
Rarely does a residence of this standard become available at Pinnacle Port, offering a seamless blend of modern design and coastal elegance. Freshly unveiled following a meticulous 2025 renovation, this one-of-a-kind condominium stands as a testament to coastal living where no detail was deemed too small. From the moment you step inside, the wide-plank flooring leads you through a space defined by curated luxury. The heart of the home is a chef's kitchen that marries form and function, featuring custom cabinetry designed to discreetly house small appliances with integrated power. Premium appliances, including a Bosch stainless steel range and dishwasher alongside a professional-grade Liebherr refrigerator, sits framed by quartz countertops and backsplash. The massive quartz waterfall island serves as a centerpiece in the kitchen and comfortably seats eight for entertaining. The creativity continues in the private quarters. The primary suite offers a serene retreat with sweeping, panoramic views of the Gulf of America, including a patent pending LuggageBerth custom storage cabinet and closet system, and an ensuite spa-like bathroom, while the guest suite showcases thoughtful craftsmanship with custom built-in beds, integrated reading lights, and USB connectivity. Throughout the home, designer sconces and ceiling fans complement a collection of all-new, hand-selected furniture and accessories. Whether you are enjoying the panoramic views of the Gulf of America from the private balcony or admiring the bespoke details and refined finishes, every inch of this residence is thoughtfully designed. This is more than a renovation; it is a complete reimagining of luxury on the water. Pinnacle Port is located on the very west end of Panama City Beach between Carillon Beach and Camp Helen State Park. This community offers a low-density uncrowded beach as well as access to Lake Powell, the largest coastal dune lake in America. Community amenities include tennis and pickleball courts, two swimming pools, fitness center, playground, shuffleboard, sauna/steam rooms, freshwater dock with boat slips and boat launch. HOA dues cover water, sewer, cable, trash, security, electricity for heating and cooling, owners are responsible for minor electric for lights and appliances. Buyer to verify all measurements and all information deemed important to buyer. The Sellers have paid the special assessment for the Milestone Renovation Project.

23223 Front Beach Road Unit C2-503, Panama City Beach

Listing courtesy of Compass Florida, LLC.

$620,000
2 Beds ⋅ 2 Baths ⋅ 794258 MLS
Privacy, water views and an especially convenient location come together in this popular Parrot floor plan in Phase 2 of Latitude Margaritaville Watersound. Set on a premium homesite, the property overlooks a wide grassy backyard, peaceful pond and wooded preserve beyond, creating a private backdrop with no homes directly behind you. The screened lanai makes the most of the setting, with plenty of room to relax, dine outdoors and enjoy the view. Inside, the home features two bedrooms plus a versatile den that can easily function as a third bedroom, office or additional living space. Luxury vinyl plank flooring runs throughout the home, complemented by quartz countertops, soft-close cabinetry, a custom tile backsplash and upgraded lighting and finishes. The kitchen is also equipped with a gas connection for those who prefer a gas range. The spacious primary suite is positioned to take advantage of the view, with an expansive bay window and sitting area overlooking the water. Dual closets provide generous storage, while the primary bath features a large vanity, oversized shower, upgraded tile and upgraded countertops. The large laundry room adds useful workspace and storage, with granite countertops and a Speed Queen washer and dryer set. A full two-car garage and private driveway add to the home's everyday functionality. Its location near the neighborhood entrance also makes getting in and out of the community especially convenient, while the Publix and additional retail planned nearby will put groceries, shopping and everyday essentials just minutes from home. With its waterfront and preserve views, flexible floor plan, thoughtful upgrades and easy-access location, this home offers a particularly appealing combination of privacy and convenience within Latitude Margaritaville Watersound. Latitude Margaritaville Watersound offers an active 55+ lifestyle centered around an impressive collection of amenities, including the Latitude Town Square with live entertainment, resort-style Paradise Pool, fitness center, pickleball and tennis courts, Barkaritaville dog park, walking and biking trails, and on-site dining. With a full calendar of activities, clubs and events, the community makes it easy to be as social, active or relaxed as you choose, all within a short drive of the beaches, dining and recreation of Panama City Beach and the surrounding area.

8439 Coral Reef Way, Panama City Beach

Listing courtesy of The Premier Property Group.

$1,300,000
1009949 MLS
A rare opportunity to own one of the last remaining homesites directly on Lake Powell--Florida's largest coastal dune lake. Situated on a quiet dead-end street with no HOA, this expansive 0.70+ acre lot features approximately 90 feet of waterfront, exceptional privacy, and ample space to build anything from an intimate coastal retreat to a magnificent custom estate. Coastal dune lakes are globally rare natural treasures found in only a handful of locations worldwide. These remarkable ecosystems periodically connect with the Gulf of Mexico, creating a unique mixture of fresh and saltwater and offering extraordinary opportunities for boating, kayaking, paddleboarding, fishing, and wildlife watching. With its generous size, impressive waterfront setting, no HOA restrictions, and limited remaining inventory on Lake Powell, this property presents an outstanding opportunity for a custom-home buyer, builder, or investor. A thoughtfully designed luxury residence or vacation property could offer tremendous market appeal in one of Northwest Florida's most desirable and difficult-to-replicate waterfront settings. Opportunities like this simply do not come around often. The permit for a two-story dock is already in place and ready to build, perfectly positioned for you to sit back and enjoy breathtaking sunsets over the lake every evening. Buyer to verify all measurements, building requirements, dock permitting, and intended uses.

Lakeview Dr, Panama City Beach

Listing courtesy of EXP Realty LLC.

$2,550,000
5 Beds ⋅ 4 Baths ⋅ 1007725 MLS
Now nearing completion at 340 Le Grand Drive, this exceptional new coastal residence offers a rare opportunity to secure a beautifully designed home just moments from the beach while still having the ability to personalize select finishes and fixtures. Thoughtfully planned as a 5-bedroom, 4-bath home, the three-story design blends refined architecture, curated designer selections, and effortless indoor-outdoor living in one of the area's most compelling settings. Positioned with Riviera Lake just beyond the private pool and Gulf views from the upper levels, the home is designed to capture the beauty of its surroundings from multiple vantage points. The main living spaces are open and inviting, with a spacious kitchen, dining, and living area that flows seamlessly to covered outdoor living. Multiple porches and balconies create a layered coastal lifestyle, ideal for entertaining, unwinding after a day at the beach, or simply taking in the water views. The plans detail 2,815 square feet of living space and about 3,885 square feet under roof, along with a 24' x 12' pool, garage, and a flexible third floor with full bath that can function as the fifth bedroom, a game room, or a living space, all with gorgeous lake and gulf views. Located approximately 1,000 feet from the beach, this home offers the convenience of beach lifestyle paired with the privacy and visual appeal of a lakefront setting. The anticipated completion date is roughly two months out, and a buyer who acts now has the unique advantage of stepping into a nearly finished new construction home while still participating in the selection of certain finishes and fixtures--an increasingly rare opportunity in today's market. Sophisticated yet relaxed, polished yet personal, 340 Le Grand Drive is ideal for the buyer seeking a luxury coastal retreat with designer character, strong visual presence, and meaningful involvement in the final details.

340 Le Grand Dr, Panama City Beach

Listing courtesy of Compass.

$755,000
3 Beds ⋅ 3 Baths ⋅ 1009333 MLS
Experience waterfront living at its finest in this beautifully updated 3-bedroom, 3-bath residence in the coveted Lakeside Lodge at Wild Heron. Situated on the 3rd Floor of Building 3 (the Nooontide Building), this spacious condo offers sweeping views of Lake Powell, Florida's largest coastal dune lake, from both the main living areas and the primary suite. Thoughtfully updated throughout, the interior blends timeless coastal elegance with modern comfort. The open-concept floor plan is ideal for entertaining, featuring an updated kitchen with quartz countertops, stainless steel appliances, a gas cooktop, and generous counter space that flows seamlessly into the dining and living areas. Large windows and French doors fill the home with natural light while framing breathtaking water views. The spacious primary suite is a true retreat, complete with private balcony access overlooking the lake, a beautifully renovated spa-inspired bath, and ample closet space. Two additional guest bedrooms, each with access to their own full bath, provide comfort and privacy for family and guests. Relax on the expansive covered balcony as you watch sunsets over Lake Powell. As a condo owner, enjoy exclusive access to the private Lakeside Lodge pool and hot tub; reserved specifically for condo residents. Additionally, take advantage of Wild Heron's exceptional amenities, including a lakeside pool and hot tub, fitness center, community dock with complimentary kayaks, scenic walking and biking trails, and playground. Just minutes from the white-sand beaches of the Gulf, Scenic Highway 30A, and Pier Park, this move-in-ready residence offers the perfect blend of luxury, nature, and convenience.

1101 Prospect Promenade Unit 303, Panama City Beach

Listing courtesy of Golden Coast Real Estate LLC.

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