Panama City Beach Homes with Lake Waterfront Features

Panama City Beach Homes with Lake Waterfront Features

Welcome to Panama City Beach, Florida, a stunning coastal paradise nestled in Bay County. Renowned for its pristine white-sand beaches and crystal-clear emerald waters, this vibrant city offers an idyllic lifestyle that combines relaxation with adventure. Whether you're drawn to the allure of sun-soaked days or the thrill of water sports, Panama City Beach has something for everyone.

One of the most enchanting features of this area is its array of homes with lake waterfront properties. Imagine waking up to the serene views of sparkling water right outside your window, where the gentle sounds of nature create a peaceful ambiance. These homes not only provide a picturesque backdrop but also offer unique recreational opportunities, from kayaking and paddleboarding to fishing right in your backyard.

The real estate market in Panama City Beach is diverse, catering to various tastes and budgets. Whether you’re looking for a charming cottage, a modern family home, or a luxurious waterfront estate, you’ll find it here. The community is known for its friendly atmosphere, making it an ideal place to raise a family or enjoy a relaxing retirement.

Beyond the homes, the local scene is vibrant, with a plethora of dining, shopping, and entertainment options. From fresh seafood restaurants to boutique shops, there’s always something to explore. With its stunning waterfront properties and a lifestyle that embraces the beauty of nature, Panama City Beach is truly a gem on Florida’s Gulf Coast. Come discover your dream home in this enchanting seaside community!

Newest Panama City Beach Homes with Lake Waterfront Features

$548,000
3 Beds ⋅ 2 Baths ⋅ 795068 MLS
**OPEN HOUSE Sunday, Sept 13th from 2-4pm** Beautifully upgraded 3-bedroom, 2-bathroom home sitting right on the pond in the desirable community of The Glades. The kitchen has undergone a complete top-to-bottom renovation, featuring custom cabinetry, granite countertops, and a massive 5' x 11' center island with extra storage all around. The interior is finished with LVP flooring, plantation shutters, and crown molding throughout. In the living room you'll find a beautiful electric fireplace with a granite surround and custom mantel. A screened lanai encloses the private pool, hot tub, and large covered patio surrounded by mature palm trees--all overlooking the peaceful neighborhood pond. The roof was replaced in 2019, HVAC in 2021, water heater in 2017, and all exterior doors have been recently replaced. Complete with a 2-car garage, this home sits within easy walking distance to both the Beach and Duplin Winery. You will be just minutes from local dining and shopping with quick access to three major roads out of the subdivision for an easy commute. Come see this fantastic property for yourself--schedule your tour today!

119 Hombre Circle, Panama City Beach

Listing courtesy of Coastal Sun Realty LLC.

$1,374,900
4 Beds ⋅ 3 Baths ⋅ 795020 MLS
Welcome to Panama Joe's--where the Florida Coastal Lifestyle meets exceptional vacation rental potential! This 4-bedroom, 3-bathroom vacation rental home is ideally positioned on the highly desirable West End of Panama City Beach, directly across the street from the Gulf. With Gulf views, a coastal dune lake in the backyard, and a proven history as a high-performing vacation rental, Panama Joe's offers an exceptional combination of lifestyle and investment opportunity. Just steps from the beach, guests can easily spend their days enjoying the sugar-white sand and emerald waters of the Gulf of Mexico, then return home to relax and take in the coastal surroundings. The Gulf views add an extra layer of appeal, while the coastal dune lake directly behind the property creates a truly unique backyard setting that is hard to replicate. Inside, the spacious 4-bedroom, 3-bath layout provides comfortable accommodations for families and groups, making this an ideal vacation home for generating rental income while still offering a place for the owners to enjoy themselves. The West End is known for its more relaxed coastal atmosphere while still putting you within easy reach of Panama City Beach's restaurants, entertainment, shopping, and attractions. Panama Joe's isn't simply an investment property--it's an opportunity to own a piece of the Florida Coastal Lifestyle while benefiting from an established vacation rental business. Gulf views in the front. A coastal dune lake in the backyard. The beach across the street. And income potential in between. That's Panama Joe's.

21504 Front Beach Road Unit 11, Panama City Beach

Listing courtesy of CENTURY 21 AllPoints Realty.

$349,000
2 Beds ⋅ 3 Baths ⋅ 794739 MLS
Welcome to Panama City Beach living at its finest! Fully furnished Nestled in the highly sought-after, VA-approved community, this stunning 2-bedroom, 2.5-bath townhome offers the ultimate blend of comfort, style, and investment potential. this meticulously updated unit showcases peaceful water views of the wide canal and a bright, open-concept feel throughout. One of the unit's absolute best features is its prime location right next to a private owner's entrance, offering exceptionally quick and convenient access in and out of the community. Step outside and enjoy an unmatched resort lifestyle. The community boasts incredible amenities, including 11 pools (several heated), tennis and pickleball courts, two fitness centers, an 18-hole mini-golf course, playgrounds, shuffleboard, and an exclusive private beachfront clubhouse with a snack bar. Conveniently located just a short walk to the sugar-white beaches, local dining, shopping, and everyday conveniences like Walmart and the post office. Whether you are looking for a full-time residence, a lucrative short-term rental investment, or a dream vacation getaway, this exceptional canal-front townhome delivers. Don't miss out--schedule your showing today!

247 Saint Katherine Boulevard, Panama City Beach

Listing courtesy of Think Real Estate.

$410,000
2 Beds ⋅ 2 Baths ⋅ 794713 MLS
Beautifully updated 2-bedroom, 2-bath condo with a bunk room and Gulf views at Laketown Wharf! This spacious residence sleeps 8+ and features an open floor plan, expansive balcony, granite countertops, breakfast bar and a private primary suite with double vanity, garden tub and separate shower. Standout upgrades, Gulf views and a prime location at Laketown Wharf! Unit 1123 is a beautifully reimagined with wall-to-wall luxury vinyl plank flooring and a polished mid-century-meets-coastal-chic design.The fully updated kitchen elevates this residence with premium granite countertops, modern cabinetry, upgraded lighting and premium stainless-steel appliances. The redesigned primary bathroom feels like a private retreat, featuring a spacious walk-in shower with premium wall tile, an updated dual vanity, upgraded lighting, gold accents and a classic soaking tub. Step onto the expansive balcony for a Gulf view overlooking Pineapple Willy's and stretching east along the coastline. The spacious open floor plan comfortably accommodates eight or more guests, making the unit equally appealing as a beach getaway or vacation-rental investment. Located across from the beach, Laketown Wharf offers five pools, convenient beach access, a Gulf-view fitness center, kids' playground, covered parking, on-site dining and a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show. Shopping, dining and entertainment are just minutes away.

9860 S Thomas Drive Unit 1123, Panama City Beach

Listing courtesy of Real Broker LLC.

$1,200,000
794700 MLS
Rare opportunity to own a Lake Powell waterfront lot in the private, gated, gulf-front community of Carillon Beach. This exceptional property offers the unique opportunity to build a main residence and carriage or guest house, along with a private dock on Lake Powell--one of Florida's pristine coastal dune lakes and treasured natural waterways. Enjoy the best of both worlds: serene lakefront living with direct access to Lake Powell, combined with the amenities, privacy, and Gulf Coast lifestyle. A truly special property in an extraordinary setting. Carillon Beach offers over 3,900 linear feet of sugar white sand beaches, 3 pools, tennis, pickleball, and basketball courts, along with a vibrant and active downtown featuring eateries, fitness center, pilates studio, salon and spa services.

168 Parkshore Drive, Panama City Beach

Listing courtesy of Carillon Realty Inc.

$725,000
2 Beds ⋅ 2 Baths ⋅ 794572 MLS
Rarely does a residence of this standard become available at Pinnacle Port, offering a seamless blend of modern design and coastal elegance. Freshly unveiled following a meticulous 2025 renovation, this one-of-a-kind condominium stands as a testament to coastal living where no detail was deemed too small. From the moment you step inside, the wide-plank flooring leads you through a space defined by curated luxury. The heart of the home is a chef's kitchen that marries form and function, featuring custom cabinetry designed to discreetly house small appliances with integrated power. Premium appliances, including a Bosch stainless steel range and dishwasher alongside a professional-grade Liebherr refrigerator, sits framed by quartz countertops and backsplash. The massive quartz waterfall island serves as a centerpiece in the kitchen and comfortably seats eight for entertaining. The creativity continues in the private quarters. The primary suite offers a serene retreat with sweeping, panoramic views of the Gulf of America, including a patent pending LuggageBerth custom storage cabinet and closet system, and an ensuite spa-like bathroom, while the guest suite showcases thoughtful craftsmanship with custom built-in beds, integrated reading lights, and USB connectivity. Throughout the home, designer sconces and ceiling fans complement a collection of all-new, hand-selected furniture and accessories. Whether you are enjoying the panoramic views of the Gulf of America from the private balcony or admiring the bespoke details and refined finishes, every inch of this residence is thoughtfully designed. This is more than a renovation; it is a complete reimagining of luxury on the water. Pinnacle Port is located on the very west end of Panama City Beach between Carillon Beach and Camp Helen State Park. This community offers a low-density uncrowded beach as well as access to Lake Powell, the largest coastal dune lake in America. Community amenities include tennis and pickleball courts, two swimming pools, fitness center, playground, shuffleboard, sauna/steam rooms, freshwater dock with boat slips and boat launch. HOA dues cover water, sewer, cable, trash, security, electricity for heating and cooling, owners are responsible for minor electric for lights and appliances. Buyer to verify all measurements and all information deemed important to buyer. The Sellers have paid the special assessment for the Milestone Renovation Project.

23223 Front Beach Road Unit C2-503, Panama City Beach

Listing courtesy of Compass Florida, LLC.

$149,900
794524 MLS
Build your dream home at 5305 Hometown Lane, one of the more exclusive lots within the gated community of Martinique! This prime homesite offers direct lake views, providing a peaceful waterfront setting in one of the neighborhood's most desirable locations. Situated on the quiet East End of Panama City Beach, Martinique is highly sought after area and you don't want to miss out on this oportinity.Great community amenities, including pool, pavilion, playground, and basketball court. Awesome location, just a few minutes away from iconic restaurants, beaches, and many recreational accommodations. This is a rare opportunity to secure a prime, buildable lake-view lot in one of Panama City Beach's most desirable neighborhoods and create a home that takes full advantage of its exceptional setting.

5305 Hopetown Lane, Panama City Beach

Listing courtesy of Genesis Realty Services Inc..

$620,000
2 Beds ⋅ 2 Baths ⋅ 794258 MLS
Privacy, water views and an especially convenient location come together in this popular Parrot floor plan in Phase 2 of Latitude Margaritaville Watersound. Set on a premium homesite, the property overlooks a wide grassy backyard, peaceful pond and wooded preserve beyond, creating a private backdrop with no homes directly behind you. The screened lanai makes the most of the setting, with plenty of room to relax, dine outdoors and enjoy the view. Inside, the home features two bedrooms plus a versatile den that can easily function as a third bedroom, office or additional living space. Luxury vinyl plank flooring runs throughout the home, complemented by quartz countertops, soft-close cabinetry, a custom tile backsplash and upgraded lighting and finishes. The kitchen is also equipped with a gas connection for those who prefer a gas range. The spacious primary suite is positioned to take advantage of the view, with an expansive bay window and sitting area overlooking the water. Dual closets provide generous storage, while the primary bath features a large vanity, oversized shower, upgraded tile and upgraded countertops. The large laundry room adds useful workspace and storage, with granite countertops and a Speed Queen washer and dryer set. A full two-car garage and private driveway add to the home's everyday functionality. Its location near the neighborhood entrance also makes getting in and out of the community especially convenient, while the Publix and additional retail planned nearby will put groceries, shopping and everyday essentials just minutes from home. With its waterfront and preserve views, flexible floor plan, thoughtful upgrades and easy-access location, this home offers a particularly appealing combination of privacy and convenience within Latitude Margaritaville Watersound. Latitude Margaritaville Watersound offers an active 55+ lifestyle centered around an impressive collection of amenities, including the Latitude Town Square with live entertainment, resort-style Paradise Pool, fitness center, pickleball and tennis courts, Barkaritaville dog park, walking and biking trails, and on-site dining. With a full calendar of activities, clubs and events, the community makes it easy to be as social, active or relaxed as you choose, all within a short drive of the beaches, dining and recreation of Panama City Beach and the surrounding area.

8439 Coral Reef Way, Panama City Beach

Listing courtesy of The Premier Property Group.

$1,300,000
794045 MLS
A rare opportunity to own one of the last remaining homesites directly on Lake Powell--Florida's largest coastal dune lake. Situated on a quiet dead-end street with no HOA, this expansive 0.70+ acre lot features approximately 90 feet of waterfront, exceptional privacy, and ample space to build anything from an intimate coastal retreat to a magnificent custom estate. Coastal dune lakes are globally rare natural treasures found in only a handful of locations worldwide. These remarkable ecosystems periodically connect with the Gulf of Mexico, creating a unique mixture of fresh and saltwater and offering extraordinary opportunities for boating, kayaking, paddleboarding, fishing, and wildlife watching. With its generous size, impressive waterfront setting, no HOA restrictions, and limited remaining inventory on Lake Powell, this property presents an outstanding opportunity for a custom-home buyer, builder, or investor. A thoughtfully designed luxury residence or vacation property could offer tremendous market appeal in one of Northwest Florida's most desirable and difficult-to-replicate waterfront settings. Opportunities like this simply do not come around often. The permit for a two-story dock is already in place and ready to build, perfectly positioned for you to sit back and enjoy breathtaking sunsets over the lake every evening. Buyer to verify all measurements, building requirements, dock permitting, and intended uses.

21904 Lakeview Drive, Panama City Beach

Listing courtesy of EXP Realty LLC.

$755,000
3 Beds ⋅ 3 Baths ⋅ 793661 MLS
Experience waterfront living at its finest in this beautifully updated 3-bedroom, 3-bath residence in the coveted Lakeside Lodge at Wild Heron. Situated on the 3rd Floor of Building 3 (the Nooontide Building), this spacious condo offers sweeping views of Lake Powell, Florida's largest coastal dune lake, from both the main living areas and the primary suite. Thoughtfully updated throughout, the interior blends timeless coastal elegance with modern comfort. The open-concept floor plan is ideal for entertaining, featuring an updated kitchen with quartz countertops, stainless steel appliances, a gas cooktop, and generous counter space that flows seamlessly into the dining and living areas. Large windows and French doors fill the home with natural light while framing breathtaking water views. The spacious primary suite is a true retreat, complete with private balcony access overlooking the lake, a beautifully renovated spa-inspired bath, and ample closet space. Two additional guest bedrooms, each with access to their own full bath, provide comfort and privacy for family and guests. Relax on the expansive covered balcony as you watch sunsets over Lake Powell. As a condo owner, enjoy exclusive access to the private Lakeside Lodge pool and hot tub; reserved specifically for condo residents. Additionally, take advantage of Wild Heron's exceptional amenities, including a lakeside pool and hot tub, fitness center, community dock with complimentary kayaks, scenic walking and biking trails, and playground. Just minutes from the white-sand beaches of the Gulf, Scenic Highway 30A, and Pier Park, this move-in-ready residence offers the perfect blend of luxury, nature, and convenience.

1101 Prospect Promenade Unit 303, Panama City Beach

Listing courtesy of Golden Coast Real Estate LLC.

$457,900
4 Beds ⋅ 2 Baths ⋅ 793118 MLS
Welcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America. Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home. This beach house features 9' ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise. The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower. This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite. High End Upgrades Include: • Luxury LVP flooring throughout the house in every room • Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite • Two laundry rooms • Upgraded lighting fixtures and door hardware • Ceiling fans in every bedroom • Professionally landscaped yard • Sidewalk surrounding the home for added convenience • Custom stone paver walkway • Tray ceilings and premium finishes throughout * Three car driveway This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat - Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!

109 Moonraker Circle, Panama City Beach

Listing courtesy of FLATFEE.COM.

$260,000
2 Beds ⋅ 2 Baths ⋅ 792810 MLS
Welcome to Laketown Wharf! This beautifully furnished 2-bedroom + bunk room, 2-bath condo is located on the 19th floor and offers over 1,260 square feet of spacious living. Enjoy an oversized private balcony overlooking the resort's lake, boardwalk, pools, and nightly fountain show, with Gulf views from the front bedrooms. Recent updates include new carpet, fresh paint, and newer kitchen appliances. Laketown Wharf offers resort-style amenities including multiple pools, hot tubs, fitness center, restaurants, beach access just across the street, and entertainment for the whole family. Whether you're looking for a primary residence, vacation getaway, or income-producing investment, this turnkey condo is ready to enjoy!

9902 S Thomas Drive Unit 1932, Panama City Beach

Listing courtesy of Legacy Premier Agency.

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