Panama City Homes for Sale

Panama City Homes for Sale

Welcome to Panama City, Florida, a vibrant coastal gem nestled in Bay County, where the sun kisses the emerald waters of the Gulf of Mexico. Known for its stunning white-sand beaches and a laid-back atmosphere, Panama City offers an idyllic blend of relaxation and adventure. Whether you’re a nature lover, an outdoor enthusiast, or someone who appreciates rich history and culture, this city has something to offer everyone.

As you explore the area, you’ll discover a thriving community with a variety of amenities, including charming local shops, delicious dining options, and engaging entertainment venues. The renowned St. Andrews State Park is just a stone's throw away, providing ample opportunities for hiking, fishing, and enjoying the breathtaking coastal scenery. With year-round warm weather, Panama City is perfect for those who cherish an active, outdoor lifestyle.

Now, let’s talk about homes for sale in this picturesque city. Panama City boasts a diverse real estate market that caters to various tastes and budgets. From luxurious beachfront condos with stunning ocean views to cozy family homes nestled in friendly neighborhoods, there’s a perfect property waiting for you. Many homes feature modern amenities, spacious layouts, and easy access to the area's pristine beaches and recreational activities.

Whether you're looking to make Panama City your permanent residence, a vacation getaway, or an investment opportunity, the local real estate market is brimming with potential. Dive into the charm of Panama City and find your dream home today—where every day feels like a vacation!

Newest Panama City Homes for Sale

$494,000
4 Beds 2 Baths 795324 MLS
Welcome home to this meticulously maintained custom residence in desirable North Shore, ideally located near a quiet cul-de-sac and convenient to shopping, dining, schools, and everyday amenities. Featuring a desirable split floor plan, this well-kept home offers an impressive list of recent upgrades and thoughtful improvements throughout. Major updates include a newer top-of-the-line Carrier HVAC system with gas heat, a high-output Rinnai tankless gas water heater that has been regularly flushed and maintained, and solid 1/2-inch bamboo hardwood flooring throughout much of the home. The kitchen is exceptionally well appointed with brand-new, never-used appliances, newly faced cabinetry with upper cabinetry recently replaced, granite countertops, a new sink, and a new Moen touch-activated faucet. Additional improvements include new rear French doors, a new entry door, and a recently painted interior. The living area is enhanced by a wood-burning fireplace with a granite hearth pad for added safety and a polished finished look. Both bathrooms have been tastefully updated. The guest bath features custom tile flooring, a granite vanity top, and a distinctive copper sink, while the remodeled primary bath offers attractive tile finishes and a spacious walk-in shower. Outside, the extended driveway provides ample room for additional vehicles, an RV, or ATVs while allowing the garage to remain available for primary vehicles. A heated gunite pool and spa, complete with new equipment and a newer gunite surface, create an inviting setting for relaxing, entertaining, and enjoying Florida living year-round. This well-equipped home also includes practical features that make routine upkeep easier and help preserve its well-maintained condition, including screened gutters. The garage is equipped with a 50-amp breaker and offers the option for air conditioning, providing added flexibility for use as a workshop, hobby space, or for additional comfort. With extensive upgrades, evident pride of ownership, and a fantastic North Shore location, this exceptional property is truly a wonderful place to call home. Call today to schedule your private showing. ALL MEASUREMENTS ARE APPROXIMATE AND SHOULD BE VERIFIED BY BUYER.

622 Mallory Drive, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

$465,000
4 Beds 2 Baths 795320 MLS
Welcome to 3540 Cedar Park Lane in Panama City--where space, comfort, and outdoor living come together in one incredible property on cul-de-sac. This beautifully maintained 4-bedroom, 2-bathroom home offers a functional open layout perfect for both everyday living and entertaining This home was build by the amazing Suzanna Vickers where no detail is overlooked and no corner are cut. Inside, you'll find a spacious living area that flows seamlessly into the kitchen and dining space, creating the perfect gathering spot. The kitchen is equipped with quartz countertops and a Brand NEW refrigerator along with a stove and microwave that are just about a year old. The center kitchen island is the heart of the home. With four generously sized bedrooms, there's plenty of room for family, guests, or even a home office setup. The finishes chosen for this home are beautiful and must be seen in person. Two car garage for plenty of storage and oversized mudroom everyone will love. The primary suite is a true retreat, featuring a relaxing soaker tub--perfect for unwinding after a long day. Walk in closest to top it off. Step outside to your own private backyard oasis! The stunning 16x32 in-ground pool features an 8-foot deep end and will be just 3 years old in October. Designed for efficiency and easy maintenance, it includes a variable-speed pump, sand filter, and LED pool light for beautiful evening swims. This chlorine pool is also plumbed for a slide, offering even more potential for fun. Built for durability, it features heavy-duty galvanized steel walls and a poly stair tub. The spacious backyard is ideal for entertaining, relaxing, and making lasting memories with family and friends. Conveniently located near Tyndall Air Force Base, shopping, dining, and schools, this home offers the perfect blend of comfort, location, and lifestyle. Don't miss your chance to own this move-in ready home with all the upgrades and a backyard built to impress!

3540 Cedar Park Lane, Panama City

Listing courtesy of CENTURY 21 Ryan Realty Inc.

$749,499
4 Beds 3 Baths 1011849 MLS
Spacious 4-bedroom, 3-bath home offering over 3,067 square feet of living space on approximately 1.14 acres with a peaceful pond view. With generous room sizes and a flexible floor plan, this home offers plenty of space to spread out, create a dedicated home office, or accommodate a variety of living needs. The main living area features a fireplace, while the well-appointed kitchen includes a double wall oven, U-shaped island, and abundant cabinet storage. A low-maintenance metal roof adds to the home's appeal. Step outside to a beautifully enclosed backyard featuring white vinyl privacy fencing and plenty of space for outdoor enjoyment. An expansive covered back patio provides an ideal setting for entertaining, dining, or simply relaxing, while a second, smaller covered area offers a peaceful spot to sit and enjoy the pond view. Together, the indoor and outdoor living areas provide exceptional space for entertaining and everyday enjoyment. An attached two-car garage with an additional attached utility garage provides plenty of room for vehicles and storage, while the oversized concrete parking area offers ample space for several additional vehicles. The home is serviced by a private well and septic system. Public sewer is available roadside. Adding to the property's versatility, the current zoning is C-1 Neighborhood Commercial with a Future Land Use designation of General Commercial (GENCOM). See commercial MLS for more info. Buyer to verify zoning, Future Land Use designation, utility availability, and permitted uses with the appropriate governmental authorities. If measurements deemed important, please verify.

2742 E Hwy 390, Panama City

Listing courtesy of Think Real Estate.

$499,000
4 Beds 4 Baths 795304 MLS
A RARE OPPORTUNITY TO BUILD A HOME THAT FEELS UNIQUELY YOURS. This exceptional to-be-built residence in Laird Point offers something increasingly difficult to find--a beautiful new home with the opportunity for the buyer to participate in the selection process before construction is complete. Rather than purchasing someone else's choices, the buyer can personalize many of the finishes that will define the home, including flooring, cabinetry, countertops, paint colors, tile, fixtures and other design elements, subject to builder allowances and construction timing. Select the finishes that reflect your own taste and create a home that feels personal from the day you move in. The thoughtfully designed floor plan combines sophisticated architecture with the comfort and functionally expected in a luxury new-construction home. And because the home is to be built, the opportunity exists now to make selections that simply aren't possible once a completed home comes to market. New construction. Your selections. Your style. Your home. For a buyer who appreciates the advantages of a brand-new residence but doesn't want a cookie-cutter home designed for someone else, this is an exceptional opportunity to create something distinctly their own in Laird Point. Just as exceptional as the home is its setting within Laird Point, a distinctive gated waterfront community offering privacy, natural beauty and the relaxed lifestyle of coastal Florida. This particular homesite enjoys an especially desirable location. The water is directly across the street, providing the beauty and atmosphere of a waterfront setting without being directly on the shoreline. Behind the property are the community tennis and pickleball courts, creating an unusually open setting with no future home ever to be built directly behind this residence---a tremendous advantage for a buyer who values privacy, openness and a lasting sense of space. Laird Point offers the serenity of a private gated community surrounded by water and natural Florida beauty, while remaining convenient to the shopping, dining, recreation and attractions of the Panama City area. Combine this exceptional setting with the opportunity to select your own flooring, cabinetry, countertops, tile, colors and finishes, and this becomes far more than an opportunity to purchase a new home. It is a rare chance to create a home that reflects your style, your preferences and the way you want to live---in one of the area's most distinctive waterfront communities. Amenities also include RV/Boat storage and greenspace with sitting area. Schedule your private tour of Laird Point today.

1004 Tidewater Lane, Panama City

Listing courtesy of Northwest Florida Realty, LLC.

$325,000
3 Beds 2 Baths 795301 MLS
Convenience, comfort, and room to enjoy everyday life come together at 614 Windy Lane in Panama City. This 3-bedroom, 2-bath brick home sits on approximately 0.39 acres on a cul-de-sac, while still putting Publix, Walmart, restaurants, shopping, and other everyday needs within walking distance. Step inside and you are welcomed by an open living space designed for both relaxing and gathering. Tile flooring runs through the main living areas, while the detailed tray ceiling with recessed lighting gives the room added character. A gas fireplace creates a natural focal point, whether you are spending a quiet evening at home or having friends over. The kitchen opens to the living and dining areas, making it easy to stay connected while cooking or entertaining. You will find plenty of cabinet and counter space, a breakfast bar for casual meals, and a tile backsplash that adds a finished look. The refrigerator, range/oven, microwave, and dishwasher are all included, so the kitchen is ready for everyday use from the start. The primary bedroom offers more than just a place to sleep. In addition to the main bedroom area, an open adjoining space gives you flexibility for a sitting area, reading nook, home office, dressing space, or whatever works best for your lifestyle. The primary bathroom features a double vanity, jetted tub, and separate shower. Two additional bedrooms offer even more flexibility for guests, work, hobbies, or additional living space. When you are ready to enjoy the outdoors, step onto the screened porch overlooking the fenced backyard. It is an inviting spot for morning coffee, an afternoon break, or winding down at the end of the day. The backyard provides room for outdoor activities, gardening, pets, or simply enjoying your own space. A two-car garage provides covered parking and additional storage. Other features buyers may appreciate include city water and sewer, no HOA, an approximately 4-year-old water heater, HVAC equipment that was serviced in 2025, and a transferable termite bond with Florida Pest Control. With its cul-de-sac location, brick exterior, screened porch, fenced yard, flexible primary suite, garage, and close proximity to shopping and dining, 614 Windy Lane offers a lot to enjoy in one convenient Panama City location.

614 Windy Lane, Panama City

Listing courtesy of LPT Realty LLC.

$749,499
4 Beds 3 Baths 795296 MLS
Spacious 4-bedroom, 3-bath home offering over 3,067 square feet of living space on approximately 1.14 acres with a peaceful pond view. With generous room sizes and a flexible floor plan, this home offers plenty of space to spread out, create a dedicated home office, or accommodate a variety of living needs. The main living area features a fireplace, while the well-appointed kitchen includes a double wall oven, U-shaped island, and abundant cabinet storage. A low-maintenance metal roof adds to the home's appeal. Step outside to a beautifully enclosed backyard featuring white vinyl privacy fencing and plenty of space for outdoor enjoyment. An expansive covered back patio provides an ideal setting for entertaining, dining, or simply relaxing, while a second, smaller covered area offers a peaceful spot to sit and enjoy the pond view. Together, the indoor and outdoor living areas provide exceptional space for entertaining and everyday enjoyment. An attached two-car garage with an additional attached utility garage provides plenty of room for vehicles and storage, while the oversized concrete parking area offers ample space for several additional vehicles. The home is serviced by a private well and septic system. Public sewer is available roadside. Adding to the property's versatility, the current zoning is C-1 Neighborhood Commercial with a Future Land Use designation of General Commercial (GENCOM). See commercial MLS for more info. Buyer to verify zoning, Future Land Use designation, utility availability, and permitted uses with the appropriate governmental authorities. If measurements deemed important, please verify.

2742 E Highway 390, Panama City

Listing courtesy of Think Real Estate.

$400,000
3 Beds 2 Baths 795293 MLS
Location is a standout feature of this Panama City Beach home, ideally situated on the East End near the sugar-white sands and emerald waters of the Gulf of Mexico. This 3-bedroom, 2-bath home features a 2-car garage, fenced backyard, screened porch and outdoor patio and pergola, all just minutes from the beach, dining, shopping and some of the area's most popular attractions. Inside, granite countertops, stainless steel appliances and wood-look tile flooring create an inviting setting for everyday living. The primary suite includes a walk-in closet, while the screened porch and backyard patio offer additional space to relax, grill or gather after a day at the beach. The surrounding area offers plenty to explore. Nearby St. Andrews State Park is a favorite for swimming, snorkeling, kayaking, fishing and enjoying beautiful stretches of shoreline along both the Gulf and Grand Lagoon. Spend a day exploring Shell Island, known for its clear water, natural beaches and wildlife, or take advantage of the many boating and fishing opportunities throughout the Grand Lagoon area. Local marinas, fishing charters, dolphin tours, waterfront restaurants and water activities are all nearby. Panama City Beach also offers an abundance of restaurants, shopping, miniature golf, family attractions and entertainment, making it easy to enjoy a different adventure every day. With no HOA and short-term rentals allowed, this property offers flexibility as a primary residence, beach getaway or investment opportunity in a convenient Panama City Beach location.

8821 Laird Street, Panama City

Listing courtesy of Salty Marlin Realty LLC.

$450,000
4 Beds 2 Baths 1011811 MLS
Welcome to 909 Mallory Drive, a beautifully maintained 4-bedroom, 2-bath home built in 2022 in the desirable Northshore area of Panama City. One of the newer homes in the neighborhood, this property offers the comfort and efficiency of modern construction while giving you the benefit of a generous 0.31-acre homesite in an established community. Located at the end of a quiet cul-de-sac, the setting provides a peaceful atmosphere with minimal through traffic and plenty of room to enjoy your surroundings. With no HOA, you also have the freedom and flexibility to make the most of your property. Inside, the split-bedroom floor plan offers excellent separation and privacy, while the open living areas create an inviting environment for both everyday life and entertaining. The stylish kitchen combines modern finishes with a functional layout, making it a natural gathering point for family and guests. One of the biggest advantages of this home is its 2022 construction. Buyers can enjoy the benefits that come with a relatively new property, including newer major systems, modern electrical and plumbing, energy-efficient windows and insulation, contemporary finishes, and construction designed around today's standards. It also means fewer immediate renovation projects and less likelihood of facing the major updates that can come with an older home. The outdoor space adds another layer of value. The fully fenced backyard is spacious enough for outdoor activities, pets, gardening.

909 Mallory Dr, Panama City

Listing courtesy of Coldwell Banker Realty.

$450,000
4 Beds 2 Baths 1011811 MLS North Shore 4th Addn BLDG.
Welcome to 909 Mallory Drive, a beautifully maintained 4-bedroom, 2-bath home built in 2022 in the desirable Northshore area of Panama City. One of the newer homes in the neighborhood, this property offers the comfort and efficiency of modern construction while giving you the benefit of a generous 0.31-acre homesite in an established community. Located at the end of a quiet cul-de-sac, the setting provides a peaceful atmosphere with minimal through traffic and plenty of room to enjoy your surroundings. With no HOA, you also have the freedom and flexibility to make the most of your property. Inside, the split-bedroom floor plan offers excellent separation and privacy, while the open living areas create an inviting environment for both everyday life and entertaining. The stylish kitchen combines modern finishes with a functional layout, making it a natural gathering point for family and guests. One of the biggest advantages of this home is its 2022 construction. Buyers can enjoy the benefits that come with a relatively new property, including newer major systems, modern electrical and plumbing, energy-efficient windows and insulation, contemporary finishes, and construction designed around today's standards. It also means fewer immediate renovation projects and less likelihood of facing the major updates that can come with an older home. The outdoor space adds another layer of value. The fully fenced backyard is spacious enough for outdoor activities, pets, gardening.

909 Mallory Dr, Panama City

Listing courtesy of Coldwell Banker Realty.

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