Panama City Homes with Bayfront Waterfront Features

Welcome to Panama City, Florida – a vibrant coastal gem nestled in Bay County, where sun-kissed beaches meet the warm embrace of southern charm. Known for its stunning waterfront views and a laid-back lifestyle, Panama City offers an ideal blend of natural beauty and urban convenience. With its rich history, diverse culture, and an array of recreational activities, this city is a haven for families, retirees, and adventure seekers alike.

One of the most alluring features of Panama City is its breathtaking bayfront properties. Imagine waking up to the gentle sound of waves lapping against the shore, with your own slice of paradise right outside your door. Homes with bayfront waterfront features in this area provide not just a residence, but a lifestyle. Picture yourself sipping morning coffee on your private deck, watching the sunrise paint the sky in hues of orange and pink, or hosting sunset barbecues with friends while the sun dips below the horizon.

The bayfront homes in Panama City are designed to maximize both comfort and style, often featuring expansive windows that invite natural light and stunning views into your living space. With direct access to the water, you can easily indulge in activities like boating, fishing, or simply relaxing on the beach. The local community is welcoming and vibrant, offering a plethora of dining, shopping, and entertainment options just a stone's throw away.

If you're seeking a home that embodies the essence of coastal living, Panama City's bayfront properties are waiting for you to discover. Embrace the Florida lifestyle and make this enchanting city your new home!

Newest Panama City Homes with Bayfront Waterfront Features

$365,000

795107 MLS

Almost a half acre of beautiful unobstructed open Bay views. Large lot that views south East as well as S West. This parcel is big enough to build a large private home and potential guest house. Heavily wooded to keep the property as private as you choose. The property has been owned by the same family for many years so no survey is available.. A dock can be constructed on the property for a boat.

W Park Street, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$327,000

2 Beds ⋅ 2 Baths ⋅ 795029 MLS

SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.

5505 Sun Harbor Road Unit 181, Panama City

Listing courtesy of EXP Realty LLC.

$2,250,000

794590 MLS

Rare opportunity to own 1.69 acres of cleared, filled waterfront land with approximately 70 feet of waterfront frontage, seawall already in place, and an incredible location just minutes from Gulf access. At approximately 1100 feet deep, this expansive parcel offers exceptional privacy, flexibility, and room to create your ideal waterfront retreat. This property includes a shared driveway already in place and plans for a carriage house, providing an excellent starting point for development. Imagine building your dream home, adding your own private pier and keeping your boat right in your backyard, waking up to stunning sunrises, and ending your day gazing at the gorgeous Bay. This 3627 Delwood Beach Rd. property as it all. Substantial acreage, existing seawall, cleared and filled land, and close proximity to Gulf access, this is truly a special waterfront opportunity, a private oasis. Perfectly positioned just outside two highly desirable upscale neighborhoods, this property offers the rare combination of privacy, space and convenient access to the area's best amenities. The location provides an ideal lifestyle for boating, golfing, dining and beach days, all just minutes from your home. Seller is a licensed Realtor in the State of Florida.

3627 Delwood Beach Road, Panama City

Listing courtesy of Think Real Estate.

$439,900

2 Beds ⋅ 3 Baths ⋅ 794232 MLS

Sunset Bayfront Retreat - Updated & Move-In Ready in Gated Harbour Village Discover peaceful waterfront living at its finest in Harbour Village, a boutique 2006-gated community of only 116 residences on the serene shores of St. Andrews Bay. This lovingly maintained 2nd-floor condo offers the perfect blend of modern comfort and timeless coastal charm in Historic St. Andrews -- a vibrant 19th-century fishing village now filled with marinas, artisan shops along Beck Avenue, and farm-to-table favorites just steps away. No short-term rentals means a true residential sanctuary year-round. Unit 202 is all about those magical west-facing views. Step onto your private balcony -- accessible from both the living room and primary suite -- and watch breathtaking sunsets paint the bay, dolphins playing in the harbor, and boats gliding by. Thoughtfully upgraded with custom finishes and tasteful décor, this home feels warm, sophisticated, and genuinely cared for -- the kind of place that instantly feels like home. Enjoy resort-style amenities that elevate everyday living: • Heated waterfront pool with sweeping bay views • State-of-the-art fitness center • Spacious community room for gatherings • Cozy outdoor fireplace for fireside evenings • Private marina with deeded boat slips (none assigned to this unit) St. Andrews living at its best: stroll to the marina, shaded boardwalks at Oaks by the Bay Park, Saturday farmers market, and local gems like Alice's on Bayview, Uncle Ernie's, and Finns. Quick access via US 98 to Panama City Beach, and everything Northwest Florida has to offer. This cherished, family-owned condo has been meticulously maintained and is now ready for its next chapter. Motivated sellers are ready to welcome the right buyer who will love it as much as we have. Rare west-facing bay views like these don't last long in Harbour Village. Schedule your private showing today and experience why this feels like coming home to the water.

3001 W 10th Street Unit 202, Panama City

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$750,000

3 Beds ⋅ 2 Baths ⋅ 794084 MLS

Unique piece of paradise tucked away in a quiet, tranquil neighborhood directly across the bay from Tyndall Air Force Base. This well-maintained and updated 3-bedroom, 2-bath ranch-style home offers a comfortable layout with a separate living room, formal dining room, bonus den, and enclosed heated and cooled sunroom. Oversized laundry room provides storage with easy access. The primary bedroom has a bay view and it's own private entry. The nearly half-acre property features 95 feet of bay frontage with Gulf access, creating the perfect setting for waterfront living. Relax on the deck at the water's edge, fish, watch dolphins play, or simply enjoy the peaceful natural surroundings. A fish-cleaning station is conveniently located at the waterfront. The long driveway and additional parking along the property line provide plenty of space for a boat, jet skis, camper, and other recreational toys. A public boat launch is less than 2 miles away. Solar panels will be paid in full at closing, helping provide the new owners with a lower monthly power bill. Conveniently located just minutes from Tyndall Air Force Base and approximately 15 minutes from downtown Panama City, this property offers the perfect combination of peaceful waterfront living and easy access to shopping, dining, entertainment, and work. Bayfront properties with this much land, parking, and Gulf access are a rare find!

4517 Sunset Drive, Panama City

Listing courtesy of Seashore Realty LLC.

$189,000

1 Beds ⋅ 1 Baths ⋅ 794063 MLS

Don't miss this Sun Harbor Marina condominium! Currently a long-term rental, this could be your perfect getaway spot, investment property or coastal home. Conveniently located on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Nicely renovated with LVP throughout, the single vanity bathroom has a tiled tub/shower, the kitchen has a small breakfast bar with shiplap accents and is fully outfitted with a refrigerator, oven, and microwave. The living area is open concept and has sliding glass doors that lead to the patio with a beautiful view of the marina. There is no washer/dryer in the unit, but there is a laundry room onsite. A community pool and an area to grill are the other amenities along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. The unit furnishings belong to the tenant. The tenant would love to continue renting if you are looking for a new investment property for your portfolio. Appointments to see must have 24 hours' notice. Call to set up your showing today!

5505 Sun Harbor Road Unit 105, Panama City

Listing courtesy of Keller Williams Success Realty.

$229,000

1 Beds ⋅ 1 Baths ⋅ 794008 MLS

This beautifully remodeled condo at Sun Harbor Marina is your perfect getaway spot, investment property or coastal home. Situated on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Inside you have a nautical blue ship lap entry way, oak LVP flooring throughout, bedroom with Queen bed, single vanity bathroom with a walk-in shower, stackable washer and dryer, the kitchen overlooks the living space and has an island, quartz countertops, a showpiece blue tile backsplash, and fully outfitted with a refrigerator, oven, dish washer and microwave. Sliding glass doors lead to the patio set up for outdoor dining and viewing the marina. There is a community pool and an area to grill along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. Don't miss this gem of a unit!

5505 Sun Harbor Road Unit 129, Panama City

Listing courtesy of Keller Williams Success Realty.

$299,900

1 Beds ⋅ 1 Baths ⋅ 794001 MLS

Bay Point Bayview Villa with view of Grand Lagoon. This remodeled unit has extensive renovations with an abundant amount of nickel gap shiplap and floor to ceiling windows. The kitchen and bathrooms make excellent use of the space. Bayview has a community boat dock and trailer parking for up to a week. Located inside of Bay Point with manned gates and roving security patrols. Point South Marina rents private deep water wet slips. Nicklaus golf course, Bar 72, and Hilton resort all within a golf cart friendly neighborhood.

4286 Kingfish Lane Unit 286, Panama City

Listing courtesy of Emerald Coastal Inc.

$435,000

2 Beds ⋅ 2 Baths ⋅ 793816 MLS

STUNNING WATERFRONT VIEWS! Check out the sunset from this beautiful balcony, the view doesn't get any better than this! Great 2-bedroom 2-bathroom Condo with phenomenal water views. Master bedroom suite faces the water, and offers fantastic water views, and large closets. The primary bathroom has two vanity sinks, a stand alone glass shower, separate whirlpool tub, and plenty of cabinet space. Slide back the balcony door and fall asleep to the sound of the waves crashing. This is one of only two units available in the highly desired Marina Bay Condos. The laundry room is very spacious. You can eat at the island in the kitchen or at the dinner table and still catch a beautiful waterfront view. The unit is located on the 2nd floor of this 8 story complex, so not too high or too low. The heated pool and hot tub also have a great view, as well as the large dock that goes out into the Bay with plenty of room to fish. There is a private little beach with a barbecue grill for a relaxing cookout. Call for more information today!

1600 Marina Bay Drive Unit 205, Panama City

Listing courtesy of Coastal Palms Real Estate.

$909,000

3 Beds ⋅ 4 Baths ⋅ 793606 MLS

Welcome to luxury waterfront living in the highly sought-after Harbour Village at Historic St. Andrews! This exceptional 3-bedroom, 3.5-bath residence offers over 2,300 square feet of beautifully designed living space with breathtaking panoramic views of St. Andrews Bay. Step inside to discover an open, light-filled floor plan enhanced by impressive 10-foot ceilings, elegant tile plank flooring, a spacious living area, and a formal dining room designed for both everyday comfort and effortless entertaining. The expansive wraparound private balcony provides the perfect place to enjoy spectacular sunrises, evening sunsets, and peaceful waterfront breezes. The spacious primary suite is a true retreat, while each additional bedroom offers its own private bath, providing comfort and privacy for family and guests alike. This move-in-ready residence combines luxury finishes with a functional layout that makes coastal living easy. Harbour Village is a gated waterfront community offering resort-style amenities, including a sparkling pool, fitness center, clubhouse, grilling pavilion, beautifully landscaped grounds, fishing opportunities, elevators, and secure parking. Located just steps from Historic St. Andrews, you'll enjoy convenient access to waterfront restaurants, local shops, marinas, parks, and year-round entertainment. Whether you're searching for a full-time residence, second home, or upscale coastal retreat, Unit 510 offers an exceptional combination of luxury, location, space, and breathtaking bayfront views. Experience the best of Panama City waterfront living in one of the area's most desirable communities.

3001 W 10th Street Unit 510, Panama City

Listing courtesy of Think Real Estate.

$575,000

5 Beds ⋅ 5 Baths ⋅ 793604 MLS

Welcome to this exceptional waterfront property located in Panama City, offering a unique blend of comfort, convenience, and coastal living. This home features a spacious circular driveway providing plenty of parking and a welcoming entrance. Enjoy the convenience of a 3-car garage with ample space for vehicles, storage, and hobbies. Outdoor living takes center stage with a private deck overlooking the water, creating the perfect setting for relaxing, entertaining, or enjoying beautiful Florida sunsets. The private boat dock provides easy access for boating enthusiasts and those looking to embrace the waterfront lifestyle. With its desirable location, impressive outdoor features, and thoughtful amenities, this property offers a rare opportunity to enjoy the best of Panama City living. Don't miss the chance to make this waterfront retreat your own.

2402 E 2nd Court, Panama City

Listing courtesy of Keller Williams Success Realty.

$599,000

3 Beds ⋅ 2 Baths ⋅ 793548 MLS

Experience true Florida waterfront living in this beautifully updated 3-bedroom, 2-bath home offering unobstructed views of Parker Bayou at the mouth of Pratt Bayou. Situated on a corner lot at the end of W. Park Street, this charming home blends classic Florida character with modern updates and features water views from most rooms, a spacious family room, Florida room, open kitchen with a stunning 5x10 granite island, custom glass cabinetry, and a large dining area perfect for entertaining. Outside, enjoy your private 40-foot dock, private beach, and direct access to the bay for boating, fishing, paddleboarding, or a quick ride to Shell Island or Bayou Joe's. Watch dolphins and pelicans from your backyard while taking in spectacular sunsets. Conveniently located near parks with pickleball and tennis courts, shopping, dining, schools, Tyndall Air Force Base, Northwest Florida Beaches International Airport, and just 30 minutes from Panama City Beach, this exceptional waterfront property is ideal as a primary residence, second home, or vacation getaway.

4700 E 6th Street, Panama City

Listing courtesy of Legacy Premier Agency.

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