Panama City Homes with Boat Dock/Slip Waterfront Features

Welcome to Panama City, Florida, where coastal charm meets vibrant community life! Nestled in Bay County along the beautiful Gulf of Mexico, Panama City is a true gem of the Sunshine State. Known for its stunning white-sand beaches, crystal-clear waters, and a plethora of outdoor activities, it’s no wonder that Panama City is a sought-after destination for both residents and visitors alike.

Imagine waking up each day to breathtaking views of the water and the gentle sound of waves lapping against your boat dock. In Panama City, homes with boat dock and slip waterfront features are not just a dream; they are a reality! These exquisite properties provide direct access to the bay and the Gulf, making them perfect for boating enthusiasts, fishing aficionados, or anyone who simply loves to bask in the beauty of waterfront living.

The real estate market here offers a variety of options, from luxurious waterfront estates to charming bungalows, all designed to maximize your enjoyment of the stunning natural surroundings. Whether you prefer a serene retreat or a lively neighborhood filled with dining and entertainment options, you’ll find the perfect home that suits your lifestyle.

With a rich history, vibrant arts scene, and a welcoming community, Panama City is more than just a place to live; it’s a lifestyle choice. Explore the endless possibilities that await you in this coastal paradise, where your dream home with a boat dock is just a key turn away! Come discover the magic of Panama City, where every day feels like a vacation.

Newest Panama City Homes with Boat Dock/Slip Waterfront Features

$625,000

3 Beds ⋅ 3 Baths ⋅ 792803 MLS

This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front pool or the Bay front beach? There's also a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center and an Owner's Club for your enjoyment. And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

4113 Cobalt Circle Unit PO73, Panama City

Listing courtesy of Carillon Realty Inc.

$374,900

3 Beds ⋅ 3 Baths ⋅ 792383 MLS

Wake up to breathtaking sunrises over St. Andrews Bay and unwind each evening with spectacular sunsets from your private balcony in this beautifully maintained 4th-floor residence at Magnolia Bay Club. This spacious waterfront condominium offers 3 bedrooms, 3 full baths, abundant storage, and panoramic bay views from the main living areas and primary suite. The kitchen features stainless steel appliances, granite countertops, solid wood cabinetry, a breakfast bar, and tile flooring. Fresh interior paint, updated furnishings, and coastal décor create a light, inviting atmosphere that's move-in ready. The primary suite is a peaceful waterfront retreat, while the second bedroom offers a private en suite, providing comfort and privacy for family and guests. Magnolia Bay Club amenities include a bayfront pool, clubhouse with kitchen, fitness center, billiards room, fishing dock, additional storage on the fourth floor, one assigned covered parking space, and ample guest parking. If you've been searching for waterfront living with incredible views, outstanding amenities, and a convenient location, this is one you won't want to miss!

2400 Grandiflora Boulevard Unit E403, Panama City

Listing courtesy of Beachy Beach Real Estate.

$375,000

3 Beds ⋅ 3 Baths ⋅ 792376 MLS

Welcome to Waterhaven, where luxury meets low maintenance living. Simply bring your belongings and enjoy the lifestyle while the condominium association takes care of the rest. Even better, this is currently the lowest priced per square foot unit in Waterhaven. Designed for both entertaining and everyday living, the kitchen opens to a spacious family room filled with natural light. Elegant columns add character, while the chef's kitchen features Viking appliances, a Sub Zero refrigerator, granite countertops, a six burner natural gas cooktop, a wine refrigerator, and a large island with seating for casual dining. Hardwood floors, new carpet, and a freshly painted deck complete the home's recent updates. The spacious primary suite is a true retreat, featuring tray ceilings, private access to the oversized balcony, and a luxurious en suite bathroom with dual vanities, a Jacuzzi soaking tub, a tiled walk in shower with a glass enclosure, and a custom walk in closet. The two additional bedrooms are connected by a Jack and Jill bathroom, while a separate guest bathroom provides added convenience for visitors. One of the most unique features of this home is the upstairs flex space, perfect for a home office, media room, guest space, workout area or additional sleeping area. For added convenience, the unit includes both an exterior elevator and a beautiful interior staircase. Parking is available at both the front and rear of the home. Waterhaven offers gated resort style amenities surrounded by beautifully maintained, mature landscaping and decorative paver sidewalks. Residents enjoy a heated pool, marina, private dock, beach loungers, boat ramp, grilling area, and easy access to fishing, boating, sailing, kayaking, paddleboarding, swimming, and snorkeling. A storage yard located across the street is available for recreational vehicles, boats, and trailers, subject to availability. If you've been searching for luxury, convenience, and an exceptional waterfront lifestyle, this Waterhaven residence is one you won't want to miss. Schedule your private showing today. Buyer to verify all information that is deemed important.

2603 Mystic Lane Unit PO46, Panama City

Listing courtesy of ERA Neubauer Real Estate, Inc.

$899,000

4 Beds ⋅ 4 Baths ⋅ 791093 MLS

Welcome to 505 Beulah Avenue, a spectacular waterfront retreat nestled on a rare, sprawling 1.17 acre lot in the heart of Callaway. If you have been searching for the perfect blend of modern luxury, deep water access, and income producing potential, this completely remodeled estate delivers on every front. Strategically located just moments from local shopping and dining, the property offers a highly convenient lifestyle while positioning you perfectly to capitalize on the exciting coming revival and commercial growth of the Callaway area. No detail was spared in this top to bottom transformation. The main residence boasts a light filled, open concept floor plan designed to capture stunning water views. High end finishes, modern flooring, and a chef inspired kitchen make this home an entertainer's dream. Retreat to the private upstairs master suite, which serves as your own personal sanctuary. This gorgeous space features a brand new private deck, offering breathtaking, panoramic views of East Bay the absolute perfect spot for morning coffee or unwinding at sunset. A standout feature of this property is the completely separate, fully permitted living space. Featuring its own independent access, full bathroom, and fully equipped kitchen, this space is perfectly positioned to be utilized as a highly lucrative Short Term Rental (STR), a private mother in law suite, or a guest house. With Callaway's favorable rental flexibility, you can let your property pay for itself from day one. Step outside into your own private coastal playground. With over an acre of cleared, prime land leading down to the serene waters of East Bay, you have direct, deep water access out to St. Andrews Bay and the Gulf. The property features its own small backyard ramp, making it incredibly easy to launch kayaks, paddleboards, or jet skis. For larger vessels, you are located a mere 150 yards from the public boat ramp at John B. Gore Park, making heavy trailering completely effortless. The expansive lot offers the ultimate footprint for customization, featuring a perfect building site with incredible water views to add a separate detached building for hobbies, an art studio, or the ultimate entertainment pavilion. Whether you are hitting the open water for a day of world class fishing, parking an RV, or building your dream detached workshop, this estate offers a waterfront lifestyle that is increasingly hard to find. Do not miss the opportunity to own a fully updated, income generating piece of Florida waterfront. Schedule your private tour today!

505 Beulah Avenue, Panama City

Listing courtesy of Dalton Wade Inc.

$1,399,000

3 Beds ⋅ 4 Baths ⋅ 790734 MLS

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City

Listing courtesy of Anchor Realty Florida.

$1,100,000

5 Beds ⋅ 5 Baths ⋅ 790039 MLS

Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main upstairs furnished dwelling features 3 bedrooms, 2.5 baths, and a spacious three-quarter wraparound balcony designed to capture breezes, water views, and the relaxed coastal lifestyle. The property has been completely updated and remodeled, offering peace of mind with all new modern interior design in 2020, Hardie board exterior in 2022, plus roof, windows, and doors updated in 2019. This level offers wide open living with windows all the way around bring the outdoors in. Almost feel like you're walking on water. The open concept means whether in the living room, kitchen of dining, the lagoon is living breathing art. In addition to the main residence, there are two separate 1-bedroom units on the main level. The waterfront apartment is fully furnished and features its own covered deck overlooking the lagoon, creating a charming retreat for guests, parents in their golden years, or rental income (short term, or long term). The second 1-bedroom unit is located street side, offering even more flexibility for extended family, tenants, or owner-occupant income potential. Whether you envision a waterfront primary residence with income-producing units, a multi-generational coastal compound, or a smart investment property in a highly desirable location, this S Lagoon property delivers rare versatility, updated design, peace of mind of a renovation, and the boating lifestyle Florida is made of.

6722 S Lagoon Drive, Panama City

Listing courtesy of Beachy Beach Real Estate.

$329,000

3 Beds ⋅ 2 Baths ⋅ 789894 MLS

NEW PRICE, SAME BEAUTIFUL VILLA! Experience coastal living in this beautifully decorated waterfront villa, perfectly positioned for relaxation and adventure. The expansive primary suite offers amazing Lagoon views and an en-suite bath with a double sink vanity. A versatile loft bedroom adds extra flexibility. Ideal for hosting additional guests. The open-concept living and dining area is perfect for entertaining, with a breakfast bar for added casual dining. A downstairs bedroom with a full bath ensures convenience and privacy. Enjoy community amenities, including a pool, pickle ball/tennis courts, and dock with easy Bay and Gulf access. Boat parking is available. Convenient access to beach, dining, shopping, and the Navy base, this villa offers both comfort and investment potential. View this one in person in between the rental guests, fall in love, and make an offer we can't refuse!

8730 S Thomas Drive Unit 213, Panama City

Listing courtesy of Compass Florida, LLC.

$550,000

3 Beds ⋅ 2 Baths ⋅ 789560 MLS

Waterfront living meets peace of mind in this rare solid block construction home featuring a brand new private dock, boat ramp, deep water access, and a solar system to be paid in full at closing. Offering the space, waterfront access, and major upgrades buyers expect from a coastal property, this move-in ready home delivers exceptional value without compromise. Built to last and designed for true waterfront living, this property proved its durability as the only home on the street to withstand Hurricane Michael--even nearby million-dollar stilt homes just a few doors down required extensive repairs, while this home needed none. Enjoy direct boating access from your brand new private dock and boat ramp, making fishing, boating, and sunset cruises part of everyday life. The large lot provides plenty of room to spread out and includes two oversized powered storage sheds/workshops, ideal for hobbies, equipment, storage, or workspace. Major improvements have already been completed, including new windows, HVAC system, driveway, and a solar system that will be paid off by seller at closing, allowing future owners to enjoy energy savings without assuming a solar loan. Connected to city water and sewer for added convenience. A standout feature is the elevated concrete carport/breezeway that stays dry and doubles as a shaded outdoor living area, complete with double entry doors that create an open-air space perfect for relaxing and enjoying summer breezes. This is a unique opportunity to own a well-built, upgraded waterfront property offering both functionality and lifestyle.

1538 S Berthe Avenue, Panama City

Listing courtesy of Think Real Estate.

$491,000

3 Beds ⋅ 2 Baths ⋅ 788885 MLS

Welcome to 1713 Sweet Pea Court, a beautifully maintained 3-bedroom, 2-bath Orchid Plan by Samuel Taylor Homes located in the highly sought-after SweetBay master-planned community. Designed with both comfort and functionality in mind, this Craftsman-style home offers an open-concept layout, quality finishes, and an exceptional lifestyle in one of Panama City's most desirable golf cart-friendly neighborhoods. A golf cart is included with the home, making it easy to enjoy everything this vibrant coastal community has to offer. Inside, the home features fresh interior paint, updated light fixtures, and thoughtful upgrades throughout. The kitchen is designed for everyday living and entertaining with quartz countertops, custom backsplash, under-cabinet lighting, stainless steel appliances including a gas range, a spacious walk-in pantry, and a large island overlooking the living and dining spaces. The private primary suite offers a peaceful retreat with tray ceilings, double vanities, a tiled walk-in shower, and a generous walk-in closet. A split-bedroom floor plan provides privacy, while additional features include custom blinds, ceiling fans, dedicated laundry area, gutters, hurricane protection, and meticulous upkeep throughout. Step outside to a screened lanai, extended patio, and fenced backyard ideal for relaxing, entertaining, or enjoying outdoor living. Beyond the home itself, SweetBay offers a true lifestyle destination. Residents enjoy private beach access on North Bay, miles of walking and biking trails, open green spaces, community pools, sports courts, playgrounds, kayaking and paddleboarding access, shopping, dining, and a vibrant town center. Families will appreciate having University Academy, a top-rated K-8 school, located right within the community, adding convenience and long-term value. Golf cart-friendly streets make it easy to explore neighborhood amenities, connect with neighbors, and enjoy the coastal community atmosphere SweetBay is known for. Located just minutes from downtown Panama City, waterfront recreation, and the Gulf beaches, this home offers an exceptional opportunity for buyers seeking a primary residence in a highly amenitized master-planned community. All measurements are approximate and should be verified by buyer if important.

1713 Sweet Pea Court, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$199,000

3 Beds ⋅ 2 Baths ⋅ 786811 MLS

***INVESTORS DREAM*** Home was taken down to studs and rebuilt, from plumbing to electrical, 220 amp breakers, New roof in 2022, Seller had to change directions and now your buyer can get this great deal, Only a few items left to do. Home has new Water Treatment system, that is attached to outside spigots, 3 bed 2 bath home with bonus room, Separate Garage, and Lots of Space. 75 ft of water front Bayou George that flows into Deer Point Lake . This is a great investment for someone who is not afraid of a little work.

6533 Dahlia Drive, Panama City

Listing courtesy of Beachy Beach Real Estate.

$724,900

3 Beds ⋅ 2 Baths ⋅ 785896 MLS

Here is a rare opportunity to own a luxury 3 bedroom, 2.5 bath coastal home in Venture Out that backs up to St. Andrews State Park. This house was built by one of the best builders in Bay Co and is full of detailed craftsmanship. The master has a queen size bed, the second guest bedroom has a queen bed, and the third bedroom has queen size Murphy bed. This beautiful coastal home comes fully furnished and ready to be a vacation home or an investment property. The kitchen has quartz countertops, high end stainless steel appliances and loads of cabinet space. The home has linens included (bed sheets, bath towels, hand towels), washer/dryer, dishwasher, golf cart, all the utensils making it turn key. Enjoy the evening sitting on the back patio watching the deer and other wildlife go by or sit on the front porch and enjoy the people as they pass by. You can also take the golf cart for a short two minute ride to the beach, cruise around the neighborhood, or go sit at the back of the resort and watch the boats and dolphins in the lagoon. There are also many restaurants and family friendly activities that are just minutes away. Located on the most desirable lot backing up to the State Park - great backyard - beach and bay property - 2 community pools - tennis - putting green - shuffleboard - boat dock - fishing dock - golf cart community. All measurements are approximate - please measure to verify.

482 N Marlin Drive, Panama City

Listing courtesy of LoKation Real Estate.

$252,500

1 Beds ⋅ 2 Baths ⋅ 783243 MLS

WATERFRONT OF LAGOON -out your back door of this, bottom-floor condo. This South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or bring your boat & launch it right here, then store it on site. It doesn't get much better than that. Don't forget the pool & tennis courts, shuffle board, fire pit & community room. If you're looking for a short term, rental income producing property, this is it. Located in the middle of Thomas Dr. where all of the action is but a security gate for your privacy. This complex has a Commercial strip outside the gates, with restaurants, a winery & more. St. Thomas Sq. is also within walking distance of the Beach (with handicapped accessible access), and there are more restaurants nearby. (Mexican, Big Easy, Hammerhead Fred's, Wendy's, Pizza, Ice cream) AND NASHVILLE'S TOOTSIE'S !

8730 Thomas Drive Unit 104, Panama City

Listing courtesy of Counts Real Estate Group Inc.

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