Panama City Homes with Lagoon Waterfront Features

Panama City Homes with Lagoon Waterfront Features

Welcome to the vibrant and picturesque Panama City, Florida, where the sun-kissed shores meet the sparkling waters of the Gulf of Mexico. Nestled in Bay County, this charming coastal city offers a perfect blend of small-town warmth and big-city amenities, making it an ideal destination for families, retirees, and everyone in between.

Panama City boasts a rich history and a thriving community, with a plethora of outdoor activities and attractions. From the stunning beaches of Panama City Beach to the lush landscapes of St. Andrews State Park, residents enjoy year-round sunshine and endless opportunities for adventure. The city is also home to a dynamic arts scene, delightful dining options, and a variety of local shops that showcase the unique character of the area.

One of the most sought-after features of homes in this enchanting city is the lagoon waterfront properties. Imagine waking up to breathtaking views of serene lagoons, where you can enjoy kayaking, paddleboarding, or simply basking in the tranquility of nature right from your backyard. These homes offer a rare opportunity to embrace a lifestyle that blends luxury with the beauty of the outdoors. With spacious layouts and modern amenities, lagoon waterfront properties provide the perfect backdrop for both relaxation and entertaining.

Whether you're looking for a cozy retreat or a spacious family home, Panama City’s lagoon waterfront homes are sure to captivate your heart. Discover the magic of living in this coastal paradise, where every day feels like a vacation! Explore the available listings today and take the first step toward your dream home in Panama City, Florida.

Newest Panama City Homes with Lagoon Waterfront Features

$349,000
1 Beds ⋅ 1 Baths ⋅ 792959 MLS
Welcome to easy coastal living in this beautifully updated ground-floor Harbour Villa condo! Enjoy overlooking the marina and living in the gated community of Bay Point. This 1-bedroom, 1-bath residence has been completely renovated and feels just like new. Recent updates include a brand-new HVAC system, new appliances, quartz countertops in both the kitchen and bath, a stunning tiled walk-in shower, new lighting, ceiling fans, plank flooring and more. Paver patio to go in end of July! The ground-floor location offers convenient access to single story living and makes this an ideal primary residence, second home, or investment property. Relax and enjoy marina views just steps from your door while taking advantage of all that Bay Point has to offer. Bay Point is a private, gated community with 24-hour security, a full-service marina, the Jack Nicklaus Signature Golf Course, dining, and a lifestyle centered around boating, golf, and coastal living. The Harbour Villas are perfectly located within the community, and short-term and long-term rentals are allowed, making this an excellent opportunity for both personal enjoyment and rental income. Seller financing available 20% down- call for details.

4726 Bay Point Road Unit A110, Panama City

Listing courtesy of Keller Williams Success Realty.

$330,000
1 Beds ⋅ 1 Baths ⋅ 792884 MLS
Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City

Listing courtesy of Emerald Coastal Inc.

$649,000
2 Beds ⋅ 2 Baths ⋅ 792177 MLS
Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

4100 Marriott 808 Drive Unit 808, Panama City

Listing courtesy of EXP Realty LLC.

$349,900
2 Beds ⋅ 2 Baths ⋅ 791932 MLS
Welcome to Dockside North, a charming, gated waterfront community tucked away on Grand Lagoon. This loft-style, two-bedroom, two-bath condo offers a fantastic floor plan with an open living space designed to make the most of the beautiful water views. Enjoy peaceful scenery from the living room, kitchen and spacious breezy deck, making it the perfect place to relax after a day on the water. With low HOA fees which include; water/sewer, trash, building insurance, landscaping and pool maintenance, this community offers an affordable way to enjoy a carefree lifestyle of waterfront living. Unit is located on the west end of the building - with beautiful unobstructed views, this condo overlooks the community dock as well, which is reserved exclusively for residents. Unit has low electric bills with new high efficiency A/C heat pump. Completely renovated kitchen with soft close cabinets, quartzite countertops, energy efficient-large refrigerator, range, microwave, dishwasher and energy efficient combo washer/dryer. Large walk-in attic space for storage. Owners can keep a boat or other watercraft at the dock for up to two weeks at a time, with convenient Gulf access from Grand Lagoon. Spend your days boating, fishing, or exploring the nearby waters, then cool off in the community pool or enjoy a picnic in the cool breezeway. The location is hard to beat. Located on east end of Panama City Beach, away from hustle and bustle of tourist condos, you're just minutes from the white sand beaches and the natural beauty of St. Andrews State Park, one of the area's most popular destinations for hiking, kayaking, fishing, snorkeling, and wildlife viewing. When it's time to grab a bite, there are numerous local dining favorites like Dat Cajun Place, The Big Easy, and Christo's Sports Bar & Grill, all just around the corner. You'll also be close to marinas, shopping, entertainment, and everything that makes Panama City Beach such a special place to call home. End each day watching the sunset from your oversized deck while taking in the peaceful waterfront views. This is coastal living at its best.

6909 N Lagoon Drive Unit E2, Panama City

Listing courtesy of Beachy Beach Real Estate.

$239,900
1 Beds ⋅ 1 Baths ⋅ 791907 MLS
MOTIVATED SELLER! BRING ALL OFFERS!!! Make every day feel like a getaway in this charming first-floor condo! Designed with an open-concept layout, this cozy home offers effortless comfort and flow. Step out onto your private balcony to enjoy spectacular lagoon sunsets. Whether you're fishing, watching dolphins play, or heading to the Gulf (with easy water access) this is true coastal living. Call today for a private tour!

6909 N Lagoon Drive Unit B3, Panama City

Listing courtesy of Coldwell Banker Realty.

$349,000
1 Beds ⋅ 1 Baths ⋅ 791857 MLS
Experience elevated coastal living from the 7th floor of Reflections at Bay Point in this beautifully furnished 1-bedroom, 1-bath residence. Enjoy breathtaking views from your private balcony overlooking the Pass, Grand Lagoon, St. Andrews State Park, partial Gulf waters, and the resort-style pool below. Inside, you'll find a spacious open-concept layout filled with natural light, featuring recessed lighting, LVP and tile flooring, and direct balcony access from the living area. The primary bedroom offers elegant tray ceilings, while the bathroom features a double vanity and walk-in shower.Reflections at Bay Point offers exceptional resort-style amenities, including a lagoon-style pool, heated pool, hot tub, two fire pits with gathering areas, and gas grilling stations. Located within the highly sought-after gated Bay Point community, residents enjoy access to a world-class marina, championship golf, and the renowned Nicklaus Course. On-site dining is available at Neon's Bar 72, serving food and drinks daily. Whether you're seeking a primary residence, vacation getaway, or investment opportunity, this property offers the perfect blend of luxury, convenience, and waterfront living in Panama City Beach.

4100 Marriott Drive Unit 706, Panama City

Listing courtesy of Seltzer Real Estate, LLC.

$350,000
2 Beds ⋅ 1 Baths ⋅ 791355 MLS
Wake up to breathtaking views of Grand Lagoon and unwind each evening with spectacular sunset views from your private waterfront retreat. This beautifully updated 2-bedroom, 2-bath Bayview condo offers the perfect blend of comfort, convenience, and coastal lifestyle. Boating enthusiasts will love the private dock access and ability to keep a boat just steps from the unit, making it easy to enjoy everything the water has to offer. Relax on the covered front deck overlooking a peaceful pond and the golf course, creating the perfect setting for morning coffee or evening cocktails. Inside, you'll find updated flooring throughout with no carpet, creating a clean, modern feel that's easy to maintain. The condo is being sold fully furnished, making it truly move-in or rental ready. An enclosed sunroom provides additional living space, and a previous owner even utilized a closet area for bunk beds, offering extra sleeping accommodations for guests. Additional updates include a new air conditioning system installed last summer, providing peace of mind for years to come. Whether you're searching for a primary residence, vacation getaway, or income-producing investment property, this waterfront Bay Point gem delivers the coastal lifestyle you've been dreaming of.

4277 Kingfish Lane Unit 277, Panama City

Listing courtesy of Miller & Associates Realty.

$299,000
2 Beds ⋅ 2 Baths ⋅ 791350 MLS
WATERFRONT....Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

8730 Thomas Drive Unit 314, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$1,090,000
4 Beds ⋅ 4 Baths ⋅ 791280 MLS
REDUCED 10,000.00 MOTIVATED SELLER! WATERFRONT HOME IN LAGOON ESTATES. 4 Bedroom, 3.5 baths, plus an office. Fresh paint. Boat slip with a lift. Walk to your boat and take a ride to the gulf. Community pool with low HOA, only $800.00 a quarter. Metal roof. Sit on your patio and enjoy the view of the Lagoon or on your deck. BOAT SLIP WITH A LIFT!

7009 N Lagoon Drive Unit 119, Panama City

Listing courtesy of Coastal Property Services, Inc.

$750,000
791271 MLS
Discover a rare opportunity to own a private waterfront 0.48 acre lot in one of Panama City Beach's most desirable locations. This prime vacant lot offers approximately 20,995.92 square feet and is ideally situated at the end of North Lagoon, providing a unique and secluded setting with endless possibilities for your future home or investment. The property features waterfront access, public sewer and water, fill dirt already on site, and a boat dock and seawall permit approved, making it an excellent choice for new construction. Enjoy the convenience of being within walking distance to the beach while also being close to shopping, restaurants, and everyday amenities. Located in an established neighborhood, this large lot offers a peaceful atmosphere while remaining conveniently close to beach access, boating, fishing, paddle boarding, jet skiing, and other popular coastal activities. Whether you're looking to build a custom waterfront residence, a vacation retreat, or an investment property, this exceptional homesite provides the perfect canvas to bring your vision to life.

8916 N Lagoon Drive, Panama City

Listing courtesy of Dalton Wade Inc.

$1,100,000
5 Beds ⋅ 5 Baths ⋅ 790039 MLS
Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main upstairs furnished dwelling features 3 bedrooms, 2.5 baths, and a spacious three-quarter wraparound balcony designed to capture breezes, water views, and the relaxed coastal lifestyle. The property has been completely updated and remodeled, offering peace of mind with all new modern interior design in 2020, Hardie board exterior in 2022, plus roof, windows, and doors updated in 2019. This level offers wide open living with windows all the way around bring the outdoors in. Almost feel like you're walking on water. The open concept means whether in the living room, kitchen of dining, the lagoon is living breathing art. In addition to the main residence, there are two separate 1-bedroom units on the main level. The waterfront apartment is fully furnished and features its own covered deck overlooking the lagoon, creating a charming retreat for guests, parents in their golden years, or rental income (short term, or long term). The second 1-bedroom unit is located street side, offering even more flexibility for extended family, tenants, or owner-occupant income potential. Whether you envision a waterfront primary residence with income-producing units, a multi-generational coastal compound, or a smart investment property in a highly desirable location, this S Lagoon property delivers rare versatility, updated design, peace of mind of a renovation, and the boating lifestyle Florida is made of.

6722 S Lagoon Drive, Panama City

Listing courtesy of Beachy Beach Real Estate.

$289,000
2 Beds ⋅ 2 Baths ⋅ 790018 MLS
WATERFRONT....Do you have a boat?? Lagoon Waterfront living at its best! This beautifully maintained 2 bedroom, 2 bath condo overlooks the stunning Lagoon with direct access leading to the Gulf and Bays -- a true paradise for fishing and boating enthusiasts. Enjoy breathtaking water views from your private balcony while relaxing in the coastal breeze. This community offers wonderful amenities designed for relaxation and fun, including a boat dock, boat parking, pool, sauna, community room, picnic area, tennis and pickleball courts, dog walking area and 1.5 blocks to the spectacular white sandy beach and Emerald Green Gulf Water. Conveniently located near popular restaurants, local bars, shopping, and family entertainment, making it perfect as a primary residence, vacation getaway, or investment property. Experience the perfect blend of coastal charm, recreation, and convenience all in one incredible location! MUST SEE!!!

8730 Thomas Drive Unit 308, Panama City

Listing courtesy of Counts Real Estate Group Inc.

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