Panama City Homes with Canal Access Waterfront Features

Welcome to 3024 Kingswood Drive - a spacious canal-front home on nearly one full acre in the desirable Kings Point neighborhood. Properties of this scale, offering 240 feet of pristine water frontage, are a very rare find. Situated on a premier corner lot with zero HOA restrictions, this 3-bedroom, 2.5-bath estate stands as a crown jewel of Kings Point. Enjoy peace of mind as several major capital improvements are already done: the roof was replaced in 2018, over $54,000 has been invested in a new seawall, plus the home is equipped with updated windows with hurricane shutters. Inside, the 2,546-square-foot layout is thoughtfully designed for both effortless entertaining and comfortable everyday living. An elegant entryway and formal dining room flow seamlessly into the kitchen and an extra-large living space, where a double-sided fireplace wall divides the main living area from a secondary sitting room. The north side of the home features the spacious kitchen, a separate laundry room, a convenient half bath, and an attached two-car garage. The primary suite is a private retreat of its own with a large walk-in closet, multiple vanities, a separate tub and shower, and its own private access onto a screened, covered back porch overlooking the canal. Additional screened and covered outdoor living spaces span the back and sides of the home, providing the perfect spots to relax and enjoy the peaceful waterfront setting. The oversized, nearly one-acre homesite is truly the star of the property. Mature trees line the perimeter for exceptional privacy, and an extra-long driveway with gated backyard access makes it easy to store a boat, trailer, or recreational equipment. Because of how it is tucked into the corner, it offers the space and flexibility of a double lot while remaining a single parcel. While a previous pool has been filled in, the expansive backyard still provides abundant space overlooking the canal for a future pool, home addition, or a detached guest house. The covered boat dock is a huge highlight. Combining secluded waterfront living with everyday convenience, this location is hard to beat. It is only minutes from Panama City's premier shopping, dining, and medical facilities along 23rd Street. Plus, you're less than 20 minutes from the Gulf Coast's renowned white-sand beaches and emerald waters. Whether you are looking for a waterfront primary residence, a custom renovation opportunity, or a property with room to expand, this is a rare chance to add your own personal style to an already exceptional, high-equity setting. Schedule your showing today. A video tour is also available

3024 Kingswood Dr, Panama City

Listing courtesy of Coldwell Banker Realty.

$624,900

3 Beds ⋅ 3 Baths ⋅ 793138 MLS

***OPEN HOUSE! SAT, AUG 1, 2PM-4PM*** Welcome to 3024 Kingswood Drive - a spacious canal-front home on nearly one full acre in the desirable Kings Point neighborhood. Properties of this scale with 240 feet of beautiful water frontage are a very rare find. Situated on a premier corner lot with no HOA, this 3-bedroom, 2.5-bath estate stands as a crown jewel of Kings Point. Enjoy peace of mind as several major capital improvements are already done: the roof was replaced in 2018, over $54,000 has been invested in a new seawall, plus the home is equipped with updated windows with hurricane shutters. Inside, the 2,546-square-foot layout is thoughtfully designed for both effortless entertaining and comfortable everyday living. An elegant entryway and formal dining room flow seamlessly into the kitchen and an extra-large living space, where a double-sided fireplace wall divides the main living area from a secondary sitting room. The north side of the home features the spacious kitchen, a separate laundry room, a convenient half bath, and an attached two-car garage. The primary suite is a private retreat of its own with a large walk-in closet, multiple vanities, a separate tub and shower, and its own private access onto a screened, covered back porch overlooking the canal. Additional screened and covered outdoor living spaces span the back and sides of the home, providing the perfect spots to relax and enjoy the peaceful waterfront setting. The oversized, nearly one-acre homesite is truly the star of the property. Mature trees line the perimeter for exceptional privacy, and an extra-long driveway with gated backyard access makes it easy to store a boat, trailer, or recreational equipment. Because of how it is tucked into the corner, it offers the space and flexibility of a double lot while remaining a single parcel. While a previous pool has been filled in, the expansive backyard still provides abundant space overlooking the canal for a future pool, home addition, or a detached guest house. The covered boat dock is a huge highlight. Combining secluded waterfront living with everyday convenience, this location is hard to beat. It is only minutes from Panama City's premier shopping, dining, and medical facilities along 23rd Street. Plus, you're less than 20 minutes from the Gulf Coast's renowned white-sand beaches and emerald waters. Whether you are looking for a waterfront primary residence, a custom renovation opportunity, or a property with room to expand, this is a rare chance to add your own personal style to an already exceptional, high-equity setting. Schedule your showing today. A video tour is also available

3024 Kingswood Drive, Panama City

Listing courtesy of Coldwell Banker Realty.

$330,000

1 Beds ⋅ 1 Baths ⋅ 792884 MLS

Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City

Listing courtesy of Emerald Coastal Inc.

$460,000

4 Beds ⋅ 3 Baths ⋅ 792478 MLS

Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Drive, Panama City

Listing courtesy of EXP Realty LLC.

$1,749,000

3 Beds ⋅ 3 Baths ⋅ 792012 MLS

Welcome to the coastal life! Come experience some of the best waterfront views in all of Bay Point! Situated on a premier waterfront homesite with approximately 149 feet on one of the widest sections of the canal, this beautiful property offers panoramic water views. This is the perfect setting for the ultimate coastal lifestyle, where you can keep your boat at your backdoor and be ready to go fishing and boating at a moment's notice. Enjoy the large waterfront deck and sparkling pool, where you'll spend countless hours relaxing, entertaining, and taking in the incredible canal views. This spacious home features over 3,300 square feet, 3 bedrooms, and 3 full baths all on one level for easy living. The expansive primary suite is a private waterfront retreat with a sitting area, oversized walk-in closet, and en-suite bath. Each of the two additional bedrooms offers its own private bath, providing comfort and privacy for family and guests. The open-concept floor plan is ideal for entertaining, featuring views from literally almost everywhere, tons of natural light, generous living spaces and entertainment spaces as well as a built-in bar, making this home perfect for hosting and enjoying family and friends. Located within the prestigious gated community of Bay Point, residents enjoy world-class amenities including the Jack Nicklaus Championship Golf Course, a full-service marina, on-site restaurant and bar, and 24-hour gated security. You are ideally located and convenient to St Andrew's State Park, white sandy beaches, grocery, shops and restaurants and more. This is a rare opportunity to own a home on a premier waterfront homesite in Bay Point. Call today and make this your next home!

1522 Trout Lane, Panama City

Listing courtesy of Keller Williams Success Realty.

$1,444,000

4 Beds ⋅ 4 Baths ⋅ 791832 MLS

Welcome to 210 Marlin Circle, where coastal living and wellness come together for you to live the lifestyle you deserve. Set on a calm canal east of the Bonefish Bridge in Bay Point, this property is re-crafted by a medical doctor and yoga therapist, offering green to blue spaces, simple Gulf boating access, and restorative design. Stepping onto the grounds feels like entering a resort, where a bubbling fountain and meticulous zero-scaped paver design with beach pebbles set the tone for relaxation. Entering the house, the soaring cathedral ceiling in the Great Room is anchored by a functional fireplace, creating a warm and inviting centerpiece. Just steps away, the wet bar features a custom granite waterfall countertop and is equipped with a beverage fridge and automatic ice maker, making it perfect for effortless entertaining. At the heart of the home is a Chemist-Style Kitchen, illuminated by skylights and framed by soapstone countertops. This thoughtfully designed workspace includes a touchless faucet, foot-tap to open rubbish cabinet, a combination convection microwave wall oven, and a six-burner gas cooktop with a pot filler. There's even a secret built-in spice rack that adds a delightful element of surprise. This one-level interior layout home includes four en-suites, one with a curbless shower for limited mobility, another ideal for children, and the third with a courtyard and private entrance for guests or caretakers. The primary suite has a Turkish-inspired steam shower equipped with mood lighting/speakers, a soaking tub, and a courtyard featuring a dual-temperature outdoor shower with a hot tub. The landscaped backyard serves as your launch for sunrise fishing trips, sunset sailboat cruises, diving excursions, spontaneous escapes to Shell Island, magical dolphin encounters, dining at Capt. Anderson's, and refueling at the full service Point South Marina. Back at your private dock, you're greeted by jumping fish, zoysia grass under your feet, and watercraft washing stations. There are many chill-out spots on property to choose from, including a native Southern Magnolia Tree, which provides a natural cooling sanctuary aligned with western facing sunsets to connect and unwind from the coastal breeze and lively birdsong. This property is move-in ready. It offers 70' of bridge-free private dockage, 30amp shore power, space for a boat lift or keep it open for a sailboat . There are dual laundry zones, air purification systems, HVAC serviced semi-annually since its 2020 installation including ductwork, smart thermostats, tankless gas water heaters installed in 2020 & serviced annually, intelligent irrigation, surround sound, surveillance, automated landscape lighting, dock lights and so much more. 210 Marlin Circle is where wellness meets wonder, and living becomes art. Schedule your showing today.

210 Marlin Circle, Panama City

Listing courtesy of Secure Real Estate.

$967,500

5 Beds ⋅ 4 Baths ⋅ 791579 MLS

cANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City

Listing courtesy of Beachy Beach Real Estate.

$460,000

4 Beds ⋅ 3 Baths ⋅ 1005118 MLS

Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Dr, Panama City

Listing courtesy of EXP Realty LLC.

$526,900

3 Beds ⋅ 2 Baths ⋅ 790710 MLS

Boater's Paradise on Deer Point Lake! Welcome to 7248 W. Lakeland Drive, a rare waterfront gem offering approximately 250 feet of water frontage along the side and rear of the property. Ideally situated on a canal, this home captures stunning views of the expansive, deep waters of Deer Point Lake and delivers the ultimate Florida waterfront lifestyle. With direct water access, this property is perfect for boating, fishing, kayaking, and lakefront living right from your backyard. The surrounding water front provides ample depth for boating, allowing easy access to the deep waters of Deer Point Lake, an ideal setup for avid boaters and water enthusiasts. Nestled in a quiet, established neighborhood, the home offers a peaceful setting while remaining conveniently close to shopping, dining, schools, and Tyndall Air Force Base. Inside, the functional, light filled floor plan features rich Brazilian cherry hardwood flooring, a cozy fireplace, and an oversized screened in porch overlooking the water, perfect for relaxing and entertaining, as well as a side porch. In addition to the three bedrooms, the home includes a versatile 12' x 12' bonus room that offers a plethora of possibilities. This flexible space can easily be used as a fourth bedroom, home office, exercise room, hobby space, or guest retreat, allowing you to tailor the home to your lifestyle needs. Outdoors, the expansive waterfront yard offers endless possibilities, including ample space for a swimming pool, outdoor entertaining areas, additional outbuildings, or simply relaxing while taking in the breathtaking lake views and unforgettable sunsets. Whether you're searching for a full time residence, a weekend retreat, or a long term investment, this exceptional Deer Point Lake property offers location, lifestyle, and remarkable water frontage, an excellent opportunity in Bay County, FL. Schedule your private showing today and experience waterfront living at its finest.

7248 W Lakeland Drive, Panama City

Listing courtesy of Corcoran Reverie.

$1,070,000

4 Beds ⋅ 3 Baths ⋅ 790307 MLS

Canal-front living with direct Gulf access defines this exceptional home at 523 Wahoo Road in the gated Bay Point community of Panama City Beach. Set along a wide canal in one of the area's most established marina neighborhoods, this 4-bedroom, 3-bath residence offers approximately 2,820 square feet of thoughtfully designed coastal living with effortless boating convenience. The main living areas are oriented to showcase tranquil water views, with large windows and easy flow to the outdoor spaces. A spacious, open design connects both living rooms, the dining area, and the kitchen, creating an inviting layout ideal for everyday living and entertaining. Distinctive sunken living rooms add architectural character and warmth, providing comfortable gathering spaces with timeless appeal. The kitchen features generous counter space, abundant cabinetry, and a functional layout suited for everything from casual mornings to hosting family and guests. The privately situated primary suite captures canal views and offers ample closet space and an en suite bath designed for comfort and privacy. Three additional bedrooms and two full baths provide flexibility for guests, a home office, or additional living space, making this property well suited as either a primary residence or a coastal second home. Outdoor living is central to the appeal of this canal-front property. With direct access to the Gulf of Mexico, it is ideal for boating, fishing, and exploring the surrounding waterways. The waterfront setting offers room to relax, dine, and enjoy the peaceful canal views throughout the year. Located within Bay Point, a gated marina and golf community in Panama City Beach, residents benefit from controlled access, optional golf and tennis, nearby dining, and convenient proximity to local beaches, marinas, and area amenities. This combination of secure, established neighborhood setting and direct boating access to the Gulf makes 523 Wahoo Road a rare opportunity for spacious canal-front living in one of Panama City Beach's most desirable coastal communities.

523 Wahoo Road, Panama City

Listing courtesy of Corcoran Reverie.

$1,450,000

3 Beds ⋅ 5 Baths ⋅ 1003151 MLS

Nestled in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay become part of your regular rhythm. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf. A lifetime of living is found at 2806 Canal Drive.

2806 Canal Dr, Panama City

Listing courtesy of Corcoran Reverie SRB.

$1,450,000

3 Beds ⋅ 5 Baths ⋅ 789910 MLS

Nestled in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay become part of your regular rhythm. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf. Waterfront achieved!

2806 Canal Drive, Panama City

Listing courtesy of Corcoran Reverie.

Panama City Homes with Canal Access Waterfront Features

Newest Panama City Homes with Canal Access Waterfront Features