Panama City Homes with Gulf Access Waterfront Features

Welcome to Panama City, Florida – a vibrant coastal gem nestled in Bay County, where sun-soaked beaches meet an inviting community spirit. Known for its stunning Gulf Coast scenery, Panama City is a haven for outdoor enthusiasts, families, and anyone seeking a slice of paradise. With its picturesque waterfront views, this city offers a unique blend of relaxation and adventure, making it an ideal location for your new home.

Imagine waking up to the gentle sound of waves lapping against the shore and the breathtaking sight of the sun rising over the Gulf of Mexico. Homes in Panama City with Gulf access waterfront features provide just that—a seamless connection to the serene waters, perfect for boating, fishing, or simply enjoying the coastal lifestyle. These properties often boast private docks, allowing for easy access to the open waters, where you can explore the beautiful coastline or engage in thrilling water sports.

The community here is as warm as the Florida sun, with friendly neighbors and a plethora of local amenities. From charming boutiques and delicious eateries to top-notch schools and healthcare facilities, everything you need is just a stone's throw away. Plus, with year-round sunshine and a laid-back atmosphere, Panama City is perfect for those looking to embrace the outdoor lifestyle.

Whether you’re seeking a family home, a vacation retreat, or an investment property, Panama City’s waterfront homes offer an unparalleled living experience. Dive into the beauty of coastal living and discover your dream home in this enchanting city!

Newest Panama City Homes with Gulf Access Waterfront Features

$365,000

795107 MLS

Almost a half acre of beautiful unobstructed open Bay views. Large lot that views south East as well as S West. This parcel is big enough to build a large private home and potential guest house. Heavily wooded to keep the property as private as you choose. The property has been owned by the same family for many years so no survey is available.. A dock can be constructed on the property for a boat.

W Park Street, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$175,000

794629 MLS

Build your waterfront dream home on this expansive canal-front lot in Callaway Point, stretching over an acre and boasting approximately 200 feet of waterfront access with direct access to East bay and the Gulf. Whether you envision a full-time residence, a weekend retreat, or a long-term investment, this property offers a rare opportunity to create something that fits your lifestyle. With plenty of room to bring your vision to life, this property provides a true clean slate for a builder, investor, or buyer ready to build. Enjoy the freedom and privacy of waterfront living while still being conveniently located near Tyndall Air Force Base, local schools, shopping, grocery stores, restaurants, and all Panama City has to offer. Whether you're chasing the early-morning bite, cruising the waterways in the afternoon, or watching the sunset over the water at the end of the day, this property offers the opportunity to build a waterfront lifestyle in a convenient Panama City location. Water access, acreage, and endless potential--opportunities like this don't come along often.

1505 E Park Road, Panama City

Listing courtesy of Empire Real Estate of Florida LLC.

$2,250,000

794590 MLS

Rare opportunity to own 1.69 acres of cleared, filled waterfront land with approximately 70 feet of waterfront frontage, seawall already in place, and an incredible location just minutes from Gulf access. At approximately 1100 feet deep, this expansive parcel offers exceptional privacy, flexibility, and room to create your ideal waterfront retreat. This property includes a shared driveway already in place and plans for a carriage house, providing an excellent starting point for development. Imagine building your dream home, adding your own private pier and keeping your boat right in your backyard, waking up to stunning sunrises, and ending your day gazing at the gorgeous Bay. This 3627 Delwood Beach Rd. property as it all. Substantial acreage, existing seawall, cleared and filled land, and close proximity to Gulf access, this is truly a special waterfront opportunity, a private oasis. Perfectly positioned just outside two highly desirable upscale neighborhoods, this property offers the rare combination of privacy, space and convenient access to the area's best amenities. The location provides an ideal lifestyle for boating, golfing, dining and beach days, all just minutes from your home. Seller is a licensed Realtor in the State of Florida.

3627 Delwood Beach Road, Panama City

Listing courtesy of Think Real Estate.

$64,900

794439 MLS

Beautiful residential lot in the waterfront community of Laird Bayou. This over 1/2-acre homesite offers a setting for a custom home in a neighborhood known for its access to coastal amenities and relaxed waterfront living. Community features include a boat ramp and pool, adding convenience for boating and recreation. A Dock and Fish Cleaning Station. Located in Panama City, Florida, this property provides an opportunity to build in an established residential setting with access to the water and nearby area amenities. The lot's size offers flexibility for a thoughtfully designed home and outdoor living space. A rare chance to secure a spacious homesite in Laird Bayou, with community amenities and a desirable waterfront location.

701 Vista Del Sol Lane, Panama City

Listing courtesy of Corcoran Reverie.

$130,000

794340 MLS

Waterfront Opportunity on East Bay Discover the possibilities at 4801 E Bay Drive, a rare 0.69-acre vacant waterfront lot offering the perfect setting to build the property you've always envisioned. With navigable water access leading directly to East Bay, you'll have the freedom to get out on the water and explore wherever your heart desires. Whether you're looking to enjoy the open waters of East Bay, venture toward the Intracoastal Waterway, or simply spend quiet mornings and peaceful evenings along the shoreline, this property puts you just a short boat ride from it all. Located in a quiet, lightly developed area, this property offers a sense of privacy and tranquility that is increasingly hard to find. With ample space and waterfront access, it's an ideal opportunity to create a custom home, retreat, or personal waterfront escape tailored to your vision. Build what you desire. Live where the water is your backyard. Enjoy the peace, privacy, and freedom that waterfront living provides.

4801 E Bay Drive, Panama City

Listing courtesy of Think Real Estate.

$960,000

793873 MLS

Waterfront development opportunity on Callaway Bayou! Recently subdivided from six parcels into 12 waterfront lots, each offering more than 50 feet of frontage along the bayou and waterfront views. Lot sizes range from approximately 0.152 to 0.29 acres, with most measuring around 0.20 acres. All 12 lots are being offered together and include the following six parcels: 06641-995-250, 06641-995-260, 06641-995-270, 06641-995-280, 06641-995-290 and 06641-995-300. Callaway Bayou provides access toward East Bay and St. Andrews Bay, with the shallow-water setting well suited for kayaks, paddleboards, jon boats and other low-draft watercraft, subject to current water depths and conditions. No docks or seawalls are currently in place. Individual dock potential may exist subject to applicable permitting and regulatory approval. Conceptual home renderings are available illustrating the potential for two-story residences designed to take advantage of the waterfront setting and elevated views. Based on preliminary planning, lots may accommodate approximately 1,800-2,100 square feet of living space with a two-story design. Current information indicates approximately 25-foot roadside setbacks and 20-foot waterfront setbacks; buyers should independently verify zoning, setbacks, building requirements, utilities, flood zone/elevation requirements, dock permitting and intended use with the appropriate governmental agencies. With 12 individual waterfront lots available, this property presents an opportunity for builders, developers or investors looking to create a cohesive waterfront residential project in the Callaway area, with convenient access to Panama City and Tyndall Air Force Base.

000 Hugh Thomas Drive, Panama City

Listing courtesy of ERA Neubauer Real Estate Inc.

$4,500,000

792242 MLS

Pelican Pass at Massalina Bayou presents a rare opportunity to acquire an entitled waterfront development site in the heart of Panama City's waterfront district. The property consists of approximately 3.247 acres with 650 linear feet direct frontage on Massalina Bayou. Asking price of $4,500,000. The property benefits from a recorded and assignable Development Agreement providing vested rights for residential and marina development. Multiple development paths are supported, including attached residential/townhomes, detached single-family residential, multifamily residential and marina-oriented waterfront development. Zoned Mixed-Use 3 (MU-3) within the City of Panama City. The sale includes Bay County Parcel ID # 19528-000-000. ALTA/topographic survey, development agreement, existing conditions, townhome concept plans, draft plat, marina layout, single-family lot concept, construction/utility exhibits, seawall proposal and marina proposal. This reduces uncertainty and allows a buyer to immediately evaluate the project as a partially assembled waterfront development opportunity, not raw land.

305 E Beach Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$299,000

792128 MLS

***50 FEET OF PRIME WATERFRONT IN HIGHLY DESIRABLE AND RARELY AVAILABLE VENETIAN VILLA...WITH A BOAT LIFT AND SEAWALL ALREADY IN PLACE!!*** It is rare to find a waterfront lot in this exclusive and highly desirable community, so hurry up and call me before this beauty gets away!! You are but a few feet from the open bay, and less than a half hour boat ride out to the Gulf of Mexico/America...call it what you will :-) Lot has been cleared and home plans can be provided if you are interested. All information is approximate and should be verified by buyers if important.

1323 Calabria Road, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$4,500,000

792107 MLS

305 E Beach Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$455,000

791816 MLS

Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of bayfront along beautiful East Bay in the heart of Bay County, Florida. The property also includes an oversized double garage, offering plenty of additional space for vehicles, storage, hobbies, and more. Privacy fencing creates a peaceful retreat where you can relax and enjoy the waterfront views, while a sprinkler system helps maintain your landscaping and garden. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafés, bakeries, coffee shops, and dining options, including Thai, sushi, Italian, and more. A nearby full-service marina offers charter fishing excursions, waterfront dining, a tiki bar, and opportunities to gather and socialize. Zoned Mixed-Use, this property presents opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it a potential location for retail, hospitality, restaurant, or other commercial uses. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and significant development potential in one offering. Whether you're seeking a waterfront homesite, income-producing investment, or development opportunity, this East Bay property offers a variety of possibilities. Some photos have been modified using AI. Buyer to verify all information deemed important.

6135 E Highway 98, Panama City

Listing courtesy of Keller Williams Success Realty.

$455,000

791814 MLS

Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of bay front along beautiful East Bay in the heart of Bay County, Florida. The property also includes an oversized double garage, offering plenty of additional space for vehicles, storage, hobbies, and more. Privacy fencing creates a peaceful retreat where you can relax and enjoy the waterfront views, while a sprinkler system helps maintain your landscaping and garden. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafés, bakeries, coffee shops, and dining options, including Thai, sushi, Italian, and more. A nearby full-service marina offers charter fishing excursions, waterfront dining, a tiki bar, and opportunities to gather and socialize. Zoned Mixed-Use, this property presents opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it a potential location for retail, hospitality, restaurant, or other commercial uses. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and significant development potential in one offering. Whether you're seeking a waterfront homesite, income-producing investment, or development opportunity, this East Bay property offers a variety of possibilities. Some photos have been modified using AI. Buyer to verify all information deemed important.

6135 E Highway 98, Panama City

Listing courtesy of Keller Williams Success Realty.

$349,000

791413 MLS

Discover an extraordinary opportunity to create your DREAM waterfront home overlooking the North Bay. This finished and cleared homesite promises boundless potential for designing a custom residence that captures the essence of luxury and tranquility. With expansive views that stretch across the water, your future home could be a true oasis. Nestled in the quiet community of Mill Point Landing, this property offers not only breathtaking water views but also convenience and accessibility. The property is also a few minutes' drive from some of the BEST restaurants in town! The potential for this land is limitless, whether you envision a sprawling contemporary home with floor-to-ceiling windows to maximize the views or a cozy retreat, perfect for relaxing and unwinding. The lot already has a seawall in place and recent survey done. All measurements are approximate and should be verified by the buyer if important. These gorgeous panoramic views of North Bay could be YOURS! This beautiful lot is ready for your Dream Home!

119 Cashel Mara Drive, Panama City

Listing courtesy of Corcoran Reverie.

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