Panama City Homes with Other Waterfront Features

Panama City Homes with Other Waterfront Features

Welcome to Panama City, Florida – a hidden gem nestled along the stunning Gulf Coast! Known for its breathtaking beaches, vibrant culture, and warm Southern hospitality, Panama City is the perfect destination for those seeking a serene lifestyle with a touch of adventure. With its picturesque waterfront views and lush landscapes, this charming city offers an array of activities for everyone, from fishing and boating to exploring the local art scene and dining at delightful eateries.

Nestled in Bay County, Panama City boasts a unique blend of coastal charm and urban convenience. The area's rich history is reflected in its diverse architecture, while modern amenities ensure residents enjoy a comfortable lifestyle. The community is known for its friendly atmosphere, making it easy to forge lasting connections with neighbors and friends.

For those dreaming of a home with captivating waterfront features, Panama City has an impressive selection of properties that cater to a variety of tastes and budgets. Imagine waking up to the soothing sounds of waves lapping against the shore or sipping your morning coffee on a private dock overlooking the serene bay. Whether you’re looking for a cozy cottage, a luxurious waterfront estate, or a contemporary condo with panoramic views, Panama City has it all.

With its stunning natural beauty, thriving community, and endless recreational opportunities, Panama City, FL, is not just a place to live; it’s a lifestyle waiting to be embraced. Come explore the enchanting waterfront homes that make this city a true paradise for those who cherish life by the water!

Newest Panama City Homes with Other Waterfront Features

$319,000
3 Beds ⋅ 3 Baths ⋅ 792590 MLS
Welcome! Come enjoy picturesque pond views overlooking the Jack Nicklaus Golf Course from this beautifully situated 3-bedroom, 2.5-bath home in the gated community of Bay Point. In addition to 3 spacious bedrooms, you'll find a versatile bonus room that can easily serve as a 4th bedroom, home office, hobby room, or extra storage. The open floor plan is perfect for everyday living and entertaining. Enjoy an updated kitchen that opens to your dining area and a spacious living room and large sun porch, all with beautiful views and lots of light. The sunporch is a great spot to extend relaxing and entertaining, or an inviting multi-functional space that could also serve as a light filled home office, exercise or hobby area. This golf villa has great outdoor spaces with pond and golf course views, including covered balconies off of two bedrooms, a large back deck, and also features a large front courtyard entry. The covered balconies and spacious back deck are the perfect places to sip a beverage, share a meal, or lounge with a book while taking in your tranquil setting. The welcoming courtyard entrance is a large space to make your own and also features additional storage closet. This turnkey golf villa is offered fully furnished and move-in ready for you - even the bikes stay! Bay Point is one of the area's premier gated communities, featuring 24-hour security, a championship Jack Nicklaus golf course, a full-service marina, on-site dining, and a variety of amenities, all just minutes from the beaches, shopping, and restaurants of Panama City Beach. Call today and make this your new home at the beach!

4301 Bay Point Road Unit 487, Panama City

Listing courtesy of Keller Williams Success Realty.

$372,500
3 Beds ⋅ 3 Baths ⋅ 792152 MLS
This 3-bedroom, 3-bath condo at Laketown Wharf offers 1,681 square feet of comfortable living space in the heart of Panama City Beach. The unit features an open layout, spacious bedrooms, and views of the lake, golf course, and surrounding area. Laketown Wharf offers a convenient resort-style setting with a variety of amenities including pools, fitness center, restaurants, shopping, covered parking, and easy access to the beach, dining, entertainment, golf, and water activities. Whether used as a primary residence, second home, or investment property, this condo provides a great opportunity to enjoy the Panama City Beach lifestyle in a central location.

9902 S Thomas Drive Unit 934, Panama City

Listing courtesy of Douglas Eliman 30A.

$424,999
3 Beds ⋅ 2 Baths ⋅ 791905 MLS
Waterfront living meets space, privacy, and outdoor recreation in this beautifully maintained 3-bedroom, 2-bath brick home situated on a rare 0.54-acre lot in the Bay View area of Callaway. Offering approximately 2,400 square feet of living space, this home features a spacious primary suite with a walk-in closet and jetted soaking tub, a cozy gas fireplace, and a climate-controlled Florida room that provides additional year-round living and entertaining space. Launch a kayak directly from your backyard and explore the connected bay waters. One of the property's most unique features is its direct frontage on a slough that connects to the bay, providing water access right from your backyard. Whether you enjoy kayaking, fishing, wildlife viewing, or simply relaxing by the water, this property offers a lifestyle that is increasingly difficult to find. The outdoor amenities are equally impressive. The property includes a kayak rack with kayaks, a fenced backyard area, a standalone storage shed, and a large concrete parking pad suitable for boat storage, trailers, recreational vehicles, workshop space, or additional parking. Gardening enthusiasts will appreciate the three established 4' x 8' raised garden beds and numerous fruit trees throughout the property. Additional features include a two-car garage, a recently installed water heater, mature landscaping, and ample room to enjoy outdoor living on more than half an acre. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, and Panama City amenities, this property combines the convenience of town with the space, privacy, and waterfront access often associated with much larger properties. Whether you're searching for a family home, a place to pursue outdoor hobbies, or a property with direct water access and room to grow, this Bay View gem offers a unique opportunity to enjoy the best of Florida living.

6836 Forsythe Drive, Panama City

Listing courtesy of Savvy Avenue LLC.

$332,000
3 Beds ⋅ 2 Baths ⋅ 790971 MLS
Don't miss this opportunity to own a charming home on a half-acre lot with water views. Featuring 3 bedrooms, 2 full bathrooms, and an attached 2-car garage, this property has the ideal combination of space, comfort, and functionality. The expansive yard provides endless possibilities for outdoor enjoyment, while the peaceful waterfront setting creates a relaxing atmosphere you'll love coming home to.

4010 E 9th Street, Panama City

Listing courtesy of Beycome of Florida LLC.

$265,000
3 Beds ⋅ 3 Baths ⋅ 790414 MLS
Welcome to 201 Baldwin Rowe! This beautifully maintained 3-bedroom, 2.5-bath townhome offers stylish updates, functional living space, and a comfortable, move-in-ready lifestyle. From the moment you walk in, you'll appreciate the thoughtful upgrades and inviting atmosphere throughout. The kitchen features updated granite countertops, newer appliances, and plenty of cabinet and counter space, making meal prep and entertaining easy. The downstairs half bath has been tastefully renovated, and the home also features all-new laminate flooring and newly installed carpeting for a fresh, updated feel. Step outside and relax on your private screened-in porch overlooking the peaceful community pond and fountain. The perfect spot to enjoy your morning coffee, unwind after a long day, or simply take in the tranquil scenery. Located within the gated Baldwin Rowe community, this home is ideally positioned between Panama City and Lynn Haven and offers convenient access to top-rated schools, shopping, dining, parks, medical facilities, and the bay. The open-concept kitchen, dining, and living area creates a bright and welcoming space that is perfect for entertaining guests or enjoying everyday living. Upstairs, the bedrooms are thoughtfully situated near the laundry area for added convenience and functionality. Guest parking is located right next to the home, making visits from family and friends easy and accessible. Residents of Baldwin Rowe enjoy an array of community amenities, including a swimming pool, clubhouse, and multiple scenic ponds throughout the neighborhood. The HOA covers lawn care, landscaping, and more, allowing for a beautiful, low-maintenance lifestyle while helping preserve the community's appeal and strong property values. Whether you are looking for a primary residence, a low-maintenance lifestyle, or a place to simply enjoy all that the area has to offer, this townhome is one you will not want to miss. All measurements are approximate and should be verified if important. Schedule your private showing today!

201 Baldwin Rowe Circle, Panama City

Listing courtesy of Centergate Realty LLC.

$699,000
3 Beds ⋅ 3 Baths ⋅ 790389 MLS
3BR/2.5BA home in Martinique in Panama City Beach. Extensive upgrades, metal roof 2025, pond views, screened outdoor kitchen. Located in the gated Martinique community on the east end of Panama City Beach, this 3-bedroom, 2.5-bath home offers 2,080 square feet on a 0.11-acre lot with a layout designed for both full-time living and coastal second-home use. Martinique is known for its Old Florida-style architecture, mature landscaping, ponds, walking trails, community pool, playground, basketball court, and limited inventory of available homes. The neighborhood is positioned near Grand Lagoon, Capt. Anderson's Marina, St. Andrews State Park, public beach accesses, restaurants, and shopping. Inside, all bedrooms are located upstairs, including the primary suite with walk-in closets. The secondary bedrooms have access to the upstairs balcony with new Trex decking that measures approximately 6'1'' by 21'4''. The main living area features ambient lighting, a gas fireplace, and new French doors and windows that bring additional natural light into the home. The kitchen was remodeled with quartz countertops, backsplash upgrades, Frigidaire Gallery appliances, updated sink and faucet, and a convection/air fryer oven. Washer, dryer, and refrigerator convey with the property, and the laundry room includes a second-floor laundry chute. Recent improvements provide long-term value and peace of mind, including a snap lock standing seam galvalume metal roof installed in 2025, impact-rated windows and doors on portions of the home, updated exterior and interior paint, Honeywell smart thermostats, epoxy garage flooring, and driveway pavers installed in 2025. Additional updates include a remodeled downstairs half bath, three new American Standard Comfort toilets, upgraded electrical, backflow prevention replacement, new fencing, expanded patio space with pavers, exterior lighting improvements, and a termite bond. Outdoor living is a major feature of the property with a screened porch outdoor kitchen, cooktop, wood-burning outdoor fireplace, hot tub (that also stays with the house), fenced backyard, outdoor shower, and pond views. The oversized garage includes hanging storage systems and keypad access. The home also includes irrigation with two water lines and sprinkler systems already in place. Martinique is one of the more established gated neighborhoods in Panama City Beach and is valued for its custom homes, walkability, and proximity to boating, beaches, and dining without the density of larger resort communities. Owners can walk to nearby restaurants, bike to St. Andrews State Park, and reach Grand Lagoon marinas within minutes. Short-term rentals are not allowed in Martinique, helping preserve the residential atmosphere many buyers seek on the east end of PCB.

3410 Martinique Lane, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$525,000
4 Beds ⋅ 3 Baths ⋅ 789684 MLS
**Open House Saturday 6/20/26 1pm - 4pm** Step inside this beautifully upgraded 4-bedroom, 3-bath home and you'll immediately notice the attention to detail that sets it apart. Every space has been thoughtfully enhanced, transforming a standard build into a stylish and inviting retreat. The open-concept design creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Custom features--including updated lighting, a designer tile backsplash, and a shiplap-accented entry with built-in seating--add warmth and character throughout. The kitchen is both functional and impressive, offering granite countertops, generous cabinetry, a large island with bar seating, a walk-in pantry, and a dedicated coffee station. Designed with privacy in mind, the split floor plan places the spacious primary suite at the rear of the home, overlooking the peaceful backyard. The ensuite bath features dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in closet. Outdoor living truly shines here. The backyard has been transformed into a private escape, complete with a sparkling pool and sun shelf, a shaded pergola, fire pit area, and upgraded paver decking. The screened-in patio--with a built-in bar and TV--creates the perfect setting for entertaining or relaxing year-round, all while enjoying tranquil pond and preserve views. Additional features include an extended driveway and a gated parking area tucked behind the fence--perfect for storing a boat or jet skis while remaining HOA compliant. The home is also equipped with smart technology, allowing you to control lighting, security, and climate right from your phone. An irrigation well adds efficiency and helps maintain the beautifully landscaped yard. Located in the sought-after Fanning Bayou community, residents enjoy a golf cart-friendly environment and access to a resort-style pool, all just a short drive from everyday conveniences. This home offers the perfect balance of upgraded interiors, exceptional outdoor living, and a relaxed coastal lifestyle.

160 Confidence Way, Panama City

Listing courtesy of Keller Williams Success Realty.

$310,000
4 Beds ⋅ 2 Baths ⋅ 789598 MLS
FRESH. CLEAN. MOVE-IN READY. 3136 Rachel Place in Hodges Bayou Plantation offers a well-maintained 4-bedroom, 2-bath Freeport floor plan with the feel of newer construction without the wait. Built by D.R. Horton, this resale home has been exceptionally cared for and shows beautifully. Inside, the split-bedroom layout provides functional separation between the primary suite and secondary bedrooms, while LVP flooring extends through the main living areas with carpet in the bedrooms. The open-concept kitchen, dining, and living areas overlook a peaceful water backdrop, giving the main gathering spaces a calm, open feel. The kitchen features Calacatta quartz countertops, stainless steel appliances, generous workspace, and a layout designed for everyday convenience. Matching Calacatta quartz continues into the bathrooms, and the washer and dryer are included with the sale. The spacious primary suite is tucked away from the secondary bedrooms and also enjoys the relaxing water view. Additional features include gutters, white faux wood blinds on all windows, a 2-car garage, and existing privacy fencing along the neighboring lot lines. Located just 1.4 miles from the Deer Point Lake boat access, this Hodges Bayou Plantation home provides convenient access to boating, fishing, and water recreation, with Deer Point offering routes toward the bay and Gulf. The property is also approximately 30 minutes from Tyndall Air Force Base. Exceptionally maintained and move-in ready, 3136 Rachel Place offers a clean, newer-construction feel in Hodges Bayou Plantation. All information is believed accurate but not guaranteed; buyer to verify if important.

3136 Rachel Place, Panama City

Listing courtesy of Coldwell Banker Realty.

$325,000
3 Beds ⋅ 2 Baths ⋅ 1000776 MLS
Welcome to this beautifully maintained all-brick ranch-style home featuring 3 bedrooms and 2 full bathrooms--where comfort, style, and practicality come together seamlessly. Nestled in a peaceful setting, this home offers the perfect blend of indoor charm and outdoor serenity. You'll love the open-concept kitchen with updated cabinetry that flows effortlessly into the inviting family room, complete with a cozy wood-burning fireplace. There's also a spacious formal dining and living area--ideal for hosting holidays and special gatherings. Step outside to unwind on the screened-in porch or enjoy the stunning water views from the backyard deck--perfect spots for your morning coffee or evening meals. The property includes a 2-car attached garage and an extra driveway space with an exterior electric hookup--perfect for your RV or boat. The sprinkler system is on well water. Major updates include a 2019 roof, 2025 AC with air purifier, 2021 hot water heater, and installed impact-resistant windows (excluding the garage window). This move-in-ready gem offers both peace of mind and everyday comfort. Canal ends at the end of the street. Come see this wonderful home for yourself--you won't want to miss it!

1207 Tuscany Rd, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$325,000
3 Beds ⋅ 2 Baths ⋅ 788456 MLS
Welcome to this beautifully maintained all-brick ranch-style home featuring 3 bedrooms and 2 full bathrooms--where comfort, style, and practicality come together seamlessly. Nestled in a peaceful setting, this home offers the perfect blend of indoor charm and outdoor serenity. You'll love the open-concept kitchen with updated cabinetry that flows effortlessly into the inviting family room, complete with a cozy wood-burning fireplace. There's also a spacious formal dining and living area--ideal for hosting holidays and special gatherings. Step outside to unwind on the screened-in porch or enjoy the stunning water views from the backyard deck--perfect spots for your morning coffee or evening meals. The property includes a 2-car attached garage and an extra driveway space with an exterior electric hookup--perfect for your RV or boat. The sprinkler system is on well water. Major updates include a 2019 roof, 2025 AC with air purifier, 2021 hot water heater, and installed impact-resistant windows (excluding the garage window). This move-in-ready gem offers both peace of mind and everyday comfort. Canal ends at the end of the street. Come see this wonderful home for yourself--you won't want to miss it!

1207 Tuscany Road, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$2,950,000
992263 MLS
The Barron & Redding Law Office is available for sale. One of the most prestigious Class ''A'' law office buildings in Panama City. Located adjacent to the Bay County Courthouse on Massalina Bayou which leads directly to St. Andrew Bay and the Gulf of America. The 10,157 square foot, two-story office building is situated on 1.1 acres. Masonry construction with brick veneer and huge windows throughout. The entire office has extensive wood moldings, paneling, and trim, particularly in the attorney's offices, conference rooms, and law library. The two-story office includes 18 large private offices, 2 conference rooms, a law library, open office for paralegals and administration, workspace, large breakroom, and reception. Built in 1986 and renovated in 2019 following Hurricane Michael. The well-constructed building received minor damage from the Hurricane. The following renovations were completed: all new storm-rated impact windows and doors, new roof, new HVAC systems, and new flooring. There is +/-550 linear waterfront feet on Massalina Bayou with a submerged land lease in-place that provides for the deep-water dock space with a large pier and wooden dock capable of accommodating several large boats. Gorgeous views across Massalina Bayou. The Bay County Courthouse is less than 300' up McKenzie Avenue. Beautiful landscaping with mature oak trees all over the property. The location cannot be matched, and they truly do not make them like this anymore. The site plan, elevations, and floor plans are attached. Call for further details and to schedule a tour. Barron & Redding is merging with Hand Arendall.

220 Mckenzie Ave, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$330,000
1 Beds ⋅ 1 Baths ⋅ 780031 MLS
FULLY FURNISHED STR IN PANAMA CITY BEACH, FL! READY TO GO DAY #1! 9850 S Thomas Dr UNIT 812W, Panama City Beach, FL 32408 Beautifully renovated condo that has SPECTACULAR gulf views throughout the entire unit and private balcony! The top-to-bottom updates with a redesigned kitchen to make a spacious open floorplan to take advantage of the beautiful gulf views. There is plenty of room for everyone to spread out. The Sunbird Resort offers tennis, gym, shuffleboard, and 3 pools to enjoy! Queen size bed in bedroom, queen size on sleeper sofa with memory foam. Pull-out chair is a twin with memory foam as well. The resort has a private gym, with tennis and shuffleboard courts.

9850 S Thomas Drive Unit 812W, Panama City

Listing courtesy of HomeCoin.com.

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